Fidelis EUR 4.15% 2028 (R2810CE) Bond — Price, Coupon & Yield

What R2810CE is

Fidelis EUR 4.15% 2028 (R2810CE) is a Romanian government bond issued by Ministerul Finantelor and listed on the Bucharest Stock Exchange (BVB). It belongs to the Fidelis retail bond series and is denominated in EUR, making it one of the foreign-currency options available in the Bonds directory. As a fixed-income instrument, it pays a set coupon each year and returns the principal at maturity, with the current market price reflecting what investors are willing to pay today.

Key numbers explained

• Price: 98.2% — the bond trades at a slight discount to its face value, meaning you pay less than the nominal amount.
• Coupon: 4.15% — the annual interest rate paid by the issuer, expressed as a percentage of the nominal value.
• Estimated yield to maturity if bought at the current price: 5.06% — the yield to maturity is the total annualised return you would earn if you bought the bond today, held it to maturity, and reinvested coupons at the same rate.
• Maturity: Oct 22, 2028 — the date when the issuer repays the nominal amount and the bond ceases to exist.
• Years to maturity: 2.1 — the remaining time until maturity, which helps gauge how sensitive the price is to interest-rate changes.
• Price change today: -0.28% — the intraday move, showing how the market price has shifted since the previous close.
• Bond currency: EUR — all cash flows (coupon and principal) are received in euros, so currency risk is limited for euro-based investors.

What to watch

• Interest rates — when benchmark rates rise, existing bond prices tend to fall, and vice versa; the 2.1 years to maturity means this bond is relatively less sensitive than longer-dated issues.
• Issuer credit quality — as a government bond, it is backed by the Romanian state, but changes in fiscal policy or credit ratings can affect perceived risk.
• EUR vs. RON movements — for non-euro investors, exchange-rate fluctuations between the euro and the local currency can influence the effective return.
• Comparable Fidelis bonds — investors often look at peers such as Fidelis EUR 5.8% 2036 (R3606AE) or Fidelis RON 7.1% 2029 (R2912C) to contextualise the coupon and yield level.