Erste Group Bank AG (EBS) Stock Price, Fundamentals & Analysis

What EBS does

Erste Group Bank AG (EBS) is a bank that provides a range of banking and financial services to retail, corporate, and public sector customers. It offers savings and current accounts, term deposits, consumer credit, mortgage lending, and commercial real estate finance, as well as investment loans, acquisition and leveraged finance, project finance, and product-neutral financial advice. The company also provides supply chain finance through ErsteConfirming, along with interests and FX hedging, letters of credit, documentary collections, guarantees, cash-management solutions such as cash pooling, payment transactions, digital banking, payment factory, VIRTUAL.IBAN, and POS-terminals and e-commerce. Erste Group Bank AG is listed on the Bucharest Stock Exchange (BVB) and operates in the Financial Services sector, specifically in Banks - Regional.

Key numbers explained

• The current price of 644,5 RON reflects the latest trading price on the Bucharest Stock Exchange (BVB).
• The trailing P/E ratio of 13,7 indicates how much investors pay per euro of the company's last 12 months' earnings; a lower number can suggest the stock is priced more conservatively relative to recent earnings.
• The forward P/E ratio of 19,6 uses expected future earnings and can show how the market views the company's growth outlook.
• The dividend yield of 0,6% shows the annual dividend as a percentage of the current share price, representing the cash return to shareholders from the 8% share of earnings paid out as dividends.
• The beta of 0,79 suggests the stock tends to be less volatile than the overall market, moving about 79% as much as the market in either direction.
• The price-to-book ratio of 10,32 compares the market price to the company's book value per share, indicating how the market values the bank's net assets.
• The return on equity of 13,2% measures how effectively the company generates profit from shareholders' equity.
• The profit margin of 29,1% and operating margin of 51% show the percentage of revenue that remains as profit after expenses and operating costs, respectively.

What to watch

• The next earnings report is scheduled for 30 oct. 2026, which can provide updated insight into the company's financial performance.
• The ex-dividend date of 22 apr. 2026 is the key date for investors seeking the upcoming dividend payment.
• The 52-week price range of 418,4 – 659 RON and the 50,6% price change over the last 52 weeks show the stock's recent volatility and trend.
• Revenue growth of 39,9% year over year and a trailing 12-month revenue of 13,11 mld. EUR highlight the company's top-line trajectory.
• The company's position among peers such as Evergent Investments S.A. (EVER), Banca Transilvania S.A. (TLV), Fondul Proprietatea (FP), Transilvania Broker DE Asigurare SA (TBK), Transilvania Investments Alliance S.A. (TRANSI), and Lion Capital S.A. (LION) can provide context for relative valuation and sector trends.
• Investors can track EBS alongside other stocks in the Stocks directory on InvestPane.