Banco Sabadell (SAB) Stock Price, Fundamentals & Analysis

What SAB does

Banco Sabadell (SAB) is a diversified bank headquartered in Sabadell, Spain, listed on the Bolsa de Madrid. It provides retail banking products — including consumer loans, mortgages, leasing and rental services, cards, and insurance — to individuals. For businesses and self-employed persons, it offers working capital products, revolving loans, medium- and long-term finance, custom structured finance, capital market solutions, cards, PoS terminals, and personalized advisory services. The bank also serves large corporations and financial institutions through corporate banking, structured finance, treasury, investment banking, trading, and custody and research services. Its operations span Spain, the United Kingdom, and Mexico. Within the Spanish equity universe, it is a peer of CaixaBank (CABK), Santander (SAN), and BBVA (BBVA).

Key numbers explained

• At a current price of 3.76 EUR, Banco Sabadell sits at the top of its 52-week range of 2.79 – 3.76 and has gained 12.6% over the last year.
• The trailing P/E ratio of 18.8 shows what investors pay per euro of past earnings; the forward P/E ratio of 11.5 reflects expected earnings, typically read as a more forward-looking valuation reference.
• The dividend yield of 5.44% indicates the annual dividend relative to the share price — a high yield can signal income focus but warrants context with earnings coverage.
• With 71% of earnings paid out as dividends, the payout ratio is moderately high; the next ex-dividend date is May 27, 2026.
• A beta of 0.5 suggests the stock has historically been less volatile than the broader market.
• Profit margin of 41.7% and operating margin of 61.4% are strong relative to typical banks, while return on equity of 8.1% measures how effectively shareholder capital is deployed.
• The price-to-book ratio of 1.34 means the stock trades slightly above its book value.
• Market capitalization of 17.72B EUR and trailing 12-month revenue of 4.24B EUR frame the bank's scale; trailing EPS is 0.2 EUR.

What to watch

Sector and interest-rate dynamics heavily influence diversified banks like Banco Sabadell, as changes in rates affect lending margins and loan demand. Regulatory shifts in Spain, the UK, and Mexico can reshape capital and compliance requirements across its markets. Credit quality — non-performing loans and provisioning levels — is a standard factor when evaluating bank health. The next earnings date is Nov 12, 2026, which typically brings updated guidance and results. Broader sentiment toward European financials and the performance of peers such as Bankinter (BKT) or Unicaja (UNI) can also move the stock.