IM Financial (139130) Stock Price, Fundamentals & Analysis

What 139130 does

IM Financial (139130) is a stock listed on the Korea Exchange in the Financial Services sector, within the Banks – Regional industry. The company, headquartered in Daegu, South Korea, operates through subsidiaries that provide a broad range of banking and financial services. These include deposit products, loans, fund and bancassurance products, foreign exchange, asset management, and internet banking. It also offers investment trading, brokerage, discretionary investment, investment advisory, and trust services, along with insurance contract loans and the sale of insurance products such as coverage, endowment, pension, and variable policies. In addition, the company is involved in collective investment services, prepaid electronic payment and payment gateway solutions, facility and automobile rental, installment and automobile finance, corporate and personal loan, and technology business finance services, as well as IT systems development, information equipment, software, IT consulting, education, e-commerce, and internet-related businesses.

Key numbers explained

• The current price is 17,810 KRW, representing a -1.6% change today.
• With a forward P/E ratio of 5.3, the stock trades at a low multiple relative to expected earnings, which is often interpreted as a sign of lower current valuation.
• The dividend yield of 3.93% means that for each 100 KRW invested, the stock historically returns about 3.93 KRW per year in dividends, paid out of 28% of earnings.
• The beta of 0.58 suggests the stock tends to move less than the overall market, often viewed as a lower-volatility holding.
• Over the last 52 weeks, the price ranged from 13,050 to 22,000 KRW, and the one-year price change is 29.9%.
• Trailing 12-month revenue is 3.29T KRW, growing 24.5% year over year, with a profit margin of 13.1% and an operating margin of 35.7%.
• The return on equity of 6.9% indicates how effectively the company generates profit from shareholders’ equity.

What to watch

Investors often monitor regional bank stocks like IM Financial in relation to broader market indices such as the KOSPI 200, where large financial names like Samsung Fire & Marine (000810) and BNK Financial (138930) can influence sector sentiment. Key factors include interest rate movements, which affect lending margins, and regulatory changes in South Korea’s banking industry. The company’s revenue growth and margins are also watched alongside peers such as Samsung Card (029780), Mirae Asset Securities (006800), Samsung Securities (016360), and Kiwoom Securities (039490). The ex-dividend date of Feb 26, 2026 is relevant for those tracking income-oriented strategies.