Public Bank Berhad (1295) Stock Price, Fundamentals & Analysis

What 1295 does

Public Bank Berhad (1295) is a Malaysian bank listed on the Bursa Malaysia stocks market. It operates through segments including Hire Purchase, Retail Operations, Corporate Lending, Treasury and Capital Market Operations, Investment Banking, Fund Management, and General Insurance. The company offers deposit products such as savings, current, and fixed deposit accounts, along with a loan portfolio covering home, SME, and vehicle financing. It also provides Islamic banking, securities brokerage, fund management, and general insurance products and services.

Key numbers explained

• The current price of 4.8 MYR is the most recent trading price of one share.
• The trailing P/E ratio of 12.6 shows how much investors pay per unit of the company's last 12 months' earnings; a lower figure can suggest the stock is priced more conservatively relative to earnings.
• The forward P/E ratio of 11.8 uses expected future earnings, giving a sense of valuation based on what analysts anticipate.
• The dividend yield of 4.38% indicates the annual dividend payment as a percentage of the current share price, a common measure for income-focused investors.
• The ex-dividend date of Sep 10, 2026 is the cut-off date; buyers on or after this date are not entitled to the next dividend payment.
• 60% of earnings are paid out as dividends, reflecting the company's dividend policy relative to its profit.
• The beta of 0.17 suggests the stock's price tends to move much less than the overall market, a characteristic often associated with large, stable banks.
• The 52-week range of 4.18 – 5.29 shows the lowest and highest prices over the past year, placing the current price within that context.

What to watch

• Market and sector trends in the Financial Services sector, as changes in interest rates and lending activity can affect bank stocks like Public Bank Berhad (1295).
• Peer performance within Malaysian banking, including companies such as Hong Leong Bank Berhad (5819), Malayan Banking Berhad (1155), and RHB Bank Berhad (1066), which can provide context for relative valuation and market sentiment.
• Earnings reports, with the next scheduled for Nov 16, 2026, which can influence short-term price movements and analyst views.
• Regulatory and economic conditions in Malaysia, as banking stocks are sensitive to monetary policy, capital requirements, and the broader economic environment.