Ping An Insurance (601318) Stock Price, Fundamentals & Analysis

What 601318 does

Ping An Insurance (601318) is a large Financial Services company listed on the Shanghai Stock Exchange stocks. It operates through Life and Health Insurance, Property and Casualty Insurance, Banking, Asset Management, and Finance Enablement segments. The company offers life insurance products such as term, whole-life, endowment, annuity, investment-linked, and universal life policies, along with health care and medical insurance. It also provides property and casualty insurance including auto, non-auto, accident, and health insurance, as well as loan and intermediary business for corporate and retail customers. Additional services include wealth management, credit cards, trust services, brokerage, trading, investment banking, investment management, finance lease, and financial and daily-life services delivered through internet platforms.

Key numbers explained

• Price: 53,25 CNY — the most recent trading price of one share.
• Trailing P/E ratio: 6,4 — the share price divided by the last 12 months of earnings per share; a lower number can suggest the stock is priced low relative to current earnings.
• Dividend yield: 5,13% — the annual dividend as a percentage of the share price, indicating the cash return a shareholder receives from dividends alone.
• Earnings per share, trailing 12 months: 8,33 CNY — the portion of the company's net profit allocated to each outstanding share over the last year.
• Price change today: -1,15% — the share is down 1,15% so far in the current trading session.
• Market cap: 964,23 mld. CNY — the total market value of all outstanding shares.
• Beta: 0,56 — the stock tends to move less than the overall market; a beta below 1 suggests lower volatility.
• 52-week range: 46,9 – 74,88 — the lowest and highest prices seen over the past year.

What to watch

Investors tracking Ping An Insurance often look at how interest rate changes affect insurance profitability and asset values. Regulatory shifts in China's financial sector can influence operations across life, health, and property insurance lines. The company's exposure to the broader Chinese economy means that GDP growth, consumer spending, and credit conditions are relevant background factors. Because Ping An Insurance operates in banking and asset management alongside insurance, developments in those segments can affect overall results. For context within the sector, peers such as Hua Xia Bank (600015), China Merchants Securities (600999), and CITIC Securities (600030) operate in related parts of the financial ecosystem.