China Pacific Insurance (601601) Stock Price, Fundamentals & Analysis

What 601601 does

China Pacific Insurance (601601) is a large life and general insurer listed on the Shanghai Stock Exchange. It sells life, health, automobile, and property-casualty insurance, along with annuities, reinsurance, asset management, and real estate services. The company is part of the CSI 300 and operates alongside peers such as Founder Securities (601901), Industrial and Commercial Bank of China (601398), China Citic Bank (601998), Orient Securities (600958), China Galaxy Securities (601881), Shanghai Pudong Development Bank (600000), and Bank of Communications (601328).

Key numbers explained

• 30.88 CNY is the latest price; a price is what the last trade agreed on.
• -2.31% is the price change today, showing the session's move relative to the prior close.
• 297.08B CNY is the market capitalization, the total value of all outstanding shares.
• The trailing P/E ratio of 5.5 divides the current price by the last 12 months of earnings; a lower number can suggest the stock is priced cheaply relative to recent earnings.
• The forward P/E ratio of 5.6 uses expected future earnings, giving a sense of how the market values what is coming next.
• 5.59 CNY is the earnings per share over the trailing 12 months, showing how much profit the company generated per share.
• The dividend yield of 3.72% is the annual dividend as a percentage of the current price; it is a common way to compare income returns across stocks.
• 0.43 is the beta, a measure of how much the stock tends to move compared with the broader market; a beta below 1 often means lower volatility.
• The 52-week range of 28.21 – 48.39 shows the lowest and highest prices seen in the past year.
• -13.2% is the price change over the last 52 weeks, from one year ago to today.
• 16.8% is the profit margin, the percentage of revenue that becomes net profit.
• 27.6% is the operating margin, showing how much profit remains after operating costs but before interest and taxes.
• 17.5% is the return on equity, indicating how effectively the company uses shareholders' capital to generate earnings.
• 55.2% is the debt-to-equity ratio, comparing interest-bearing debt to shareholders' equity.
• 0.93 is the price-to-book ratio, comparing the market price to the company's book value per share.

What to watch

• Insurance stocks are sensitive to interest rates, because higher rates can improve investment income on reserves.
• Claims frequency and severity, especially in property-casualty lines, can affect profitability.
• Regulatory changes in China's insurance sector can influence capital requirements and product mix.
• Long-term care and aging demographics may support demand for life and health products.
• The company's asset management and real estate operations add exposure to broader economic cycles.