China Zheshang Bank (601916) Stock Price, Fundamentals & Analysis

What 601916 does

China Zheshang Bank (601916) is a regional bank listed on the Shanghai Stock Exchange stocks that provides corporate and retail banking services across Mainland China. It operates through three segments: Corporate Banking (corporate loans, trade financing, and credit commitments), Retail Banking (personal loans, deposits, and wealth management), and Treasury Business (money market and debt and equity investments). Incorporated in 1993 and headquartered in Hangzhou, China, it is part of the CSI 300 index and operates alongside peers such as Shanghai Pudong Development Bank (600000), Industrial Bank (601166), and Bank of Hangzhou (600926).

Key numbers explained

• 2.84 CNY is the current share price, the amount you pay for one share today.
• The trailing P/E ratio of 6.5 compares the price to the last 12 months of earnings; a lower number can suggest the stock is priced cheaply relative to recent earnings.
• The forward P/E ratio of 4.7 uses expected future earnings, giving a sense of how the market values growth.
• Dividend yield of 4.61% shows the annual dividend as a percentage of the current price; it is a measure of cash income, not total return.
• Beta of 0.52 indicates the stock tends to move about half as much as the broader market, a sign of lower volatility.
• Profit margin of 33.9% means roughly one-third of revenue becomes profit.
• Price-to-book of 0.43 compares the share price to the company's book value per share, a common way to assess whether a bank's shares trade at a discount to its accounting net worth.

What to watch

• Regional banks like China Zheshang Bank (601916) are sensitive to local economic conditions, property-sector credit, and regulatory changes in China's banking industry.
• The dividend yield of 4.61% and the 35% share of earnings paid out as dividends reflect a policy of returning a portion of profit to shareholders.
• The exDividendDate of Jun 26, 2026 is the date by which you must own the share to receive the next dividend payment.
• The 52-week range of 2.6 – 3.2 shows the price band over the past year, with the current price of 2.84 CNY sitting within that band.
• Broader factors such as interest-rate moves, credit quality, and regional economic growth can affect banks in the Banks - Regional segment, including peers like Bank of Jiangsu (600919) and BANK OF CHENGDU (601838).