Bank of Ningbo (002142) Stock Price, Fundamentals & Analysis

What 002142 does

Bank of Ningbo (002142) is a regional bank listed on the Shenzhen Stock Exchange that provides personal and business banking products and services across China. It operates through four segments — Corporate Banking, Personal Banking, Capital Banking, and Other Banking — offering deposits, loans, bank cards, settlement services, bill discounting, government bond underwriting and distribution, inter-bank lending, and foreign currency services. The company, formerly known as Ningbo Commercial Bank, changed its name in February 2007 and is headquartered in Ningbo, China. As a regional bank, it operates alongside peers such as Ping An Bank (000001) and is part of the broader Shenzhen Stock Exchange ecosystem that includes names like GF Securities (000776) and Shenwan Hongyuan (000166).

Key numbers explained

• The price of 34.91 CNY is the most recent trading price; combined with the trailing P/E ratio of 7.7, it shows how the market values each yuan of the company's recent earnings.
• The dividend yield of 3.44% tells you the annual cash return relative to the share price, based on the declared dividend.
• The ex-dividend date of Jul 16, 2026 is the cutoff: buyers on or after this date do not receive the next dividend payment.
• A price-to-book ratio of 0.95 means the stock trades below the company's book value per share, which can suggest a discount to its accounting net assets.
• The beta of 0.57 indicates the stock has historically moved about half as much as the broader market in percentage terms, suggesting lower volatility.
• The 52-week range of 26.02 – 36.03 shows the lowest and highest prices over the past year, while the price change over the last 52 weeks of 30.7% measures the total return from one year ago to today.
• The profitMargin of 53% and operatingMargin of 59.7% reflect how much of each revenue yuan remains as profit after costs and operating expenses.
• The returnOnEquity of 11.8% measures how effectively the company generates profit from shareholders' equity.

What to watch

• Regional banks like Bank of Ningbo are sensitive to China's monetary policy, interest rate changes, and local economic conditions in the Yangtze River Delta region.
• Net interest margin, loan growth, and non-performing loan ratios are key drivers of earnings for banks in the Banks - Regional industry.
• Regulatory changes affecting lending standards, capital requirements, or fintech competition can influence the business outlook.
• The company's exposure to corporate and personal lending in Ningbo and surrounding areas ties its performance to local real estate and small-business activity.
• Investors tracking the Shenzhen market may compare Bank of Ningbo with other regional peers and financial sector ETFs to contextualize its valuation and growth trajectory.