Krungthai Card (KTC) Stock Price, Fundamentals & Analysis

What KTC does

Krungthai Card (KTC) is a Thai company that operates in the credit services industry. It is primarily known for credit cards and personal loans, but also handles merchant acquiring, payment services, provincial and occupational retail lending, e-money, hire purchase and leasing, and debt collection including related legal support. The company was incorporated in 1996 and is headquartered in Bangkok, Thailand. It is listed on the Stock Exchange of Thailand and is part of the SET50 index.

Key numbers explained

• The current price is 36,75 THB, with 0% change today, meaning the stock closed flat for the session.
• The trailing P/E ratio of 11,2 shows how much investors pay per baht of the last 12 months’ earnings; a lower number can suggest a cheaper valuation relative to recent earnings.
• The forward P/E ratio of 10,7 uses expected future earnings and is often compared with the trailing P/E to see whether the market expects growth or decline.
• The dividend yield of 4,82% tells you the annual dividend as a percentage of the current price; it is a common way to compare income returns across stocks.
• The ex-dividend date of 10 apr. 2026 is the cut-off date: you must own the stock before this day to receive the next dividend.
• The beta of 0,22 measures volatility relative to the market; a number below 1 suggests the stock tends to move less than the broader market.
• The debt-to-equity ratio of 124,1% means Krungthai Card has more debt than equity, which is common in financial-services firms but worth watching.
• The price-to-book ratio of 2,15 compares the market price to the company’s book value per share, showing how the market values its net assets.

What to watch

For a stock like Krungthai Card, investors typically watch interest-rate trends, credit-quality metrics, and loan growth, because these affect both earnings and loan-loss provisions. Regulatory changes in Thailand’s financial sector can also influence the business. Krungthai Card competes with peers such as Thanachart Capital (TCAP), Kiatnakin Phatra Bank (KKP), Siam Commercial Bank (SCB), Tisco Financial Group (TISCO), Bangkok Bank (BBL), Krungthai Bank (KTB), and Tidlor Holdings (TIDLOR), all of which operate in the Thai financial-services space. Broader market moves on the Stock Exchange of Thailand can also affect the share price.