Cathay Financial Holding Co., Ltd. (2882) Stock Price, Fundamentals & Analysis

What 2882 does

Cathay Financial Holding Co., Ltd. (2882) is a Financial Services company listed on the Taiwan Stock Exchange in the Insurance - Life industry. Through its subsidiaries, it offers consumer banking, credit, and corporate banking services across Taiwan, the rest of Asia, and internationally. It is a large-cap holding with 51,797 employees and a market capitalisation of 1.62T TWD. Within the local financial ecosystem, it sits alongside peers such as Hua Nan Financial Holdings Co., Ltd. (2880), Mega Financial Holding Co., Ltd. (2886), SinoPac Financial Holdings Company Limited (2890), CTBC Financial Holding Co., Ltd. (2891), Taiwan Cooperative Financial Holding Co., Ltd. (5880), Yuanta Financial Holding Co., Ltd. (2885), and KGI Financial Holding Co., Ltd. (2883).

Key numbers explained

• Price: 110.5 TWD — the most recent trading price; a single share costs this amount in TWD.
• Market cap: 1.62T TWD — the total value of all outstanding shares; it reflects the market’s overall valuation of the company.
• Trailing P/E ratio: 15.8 — the P/E ratio compares the share price to the last 12 months of earnings; a lower number can suggest the stock is cheaper relative to earnings.
• Forward P/E ratio: 12.6 — uses expected future earnings; it is a forward-looking version of the P/E ratio.
• Dividend yield: 3.17% — the dividend yield shows the annual dividend as a percentage of the share price; here, for every 100 TWD invested, the stock returns about 3.17 TWD per year in dividends.
• Ex-dividend date: 30 Jun 2026 — the date on or after which a buyer is no longer entitled to the upcoming dividend.
• Share of earnings paid out as dividends: 50% — the company distributes half of its earnings to shareholders as dividends.
• Beta: 0.68 — a beta below 1 suggests the stock tends to be less volatile than the overall market.
• 52-week range: 63.5 – 117.5 — the lowest and highest prices over the past year; the current price sits near the upper end of this range.
• Price change over the last 52 weeks: 69.7% — the total return from one year ago to today.
• Revenue, trailing 12 months: 955.1B TWD — total sales over the last 12 months.
• Revenue growth, year over year: -62.4% — revenue has declined significantly compared with the prior year.
• Profit margin: 25.5% — about 25.5 cents of every TWD of revenue becomes profit.
• Operating margin: 52.2% — more than half of revenue remains after covering operating costs.
• Return on equity: 25.5% — the company generates a 25.5% return on shareholders’ equity.
• Debt-to-equity ratio: 80.2% — debt is 80.2% of shareholders’ equity, indicating moderate leverage.
• Price-to-book: 1.46 — the market values the company at 1.46 times its book value.
• Next earnings date: 28 Aug 2026 — the scheduled date for the upcoming earnings release.

What to watch

• Earnings and guidance — the next report on 28 Aug 2026 will update the view on profitability and outlook.
• Revenue trends — the -62.4% year-over-year decline is a notable shift that can affect future growth and margins.
• Dividend sustainability — with a 50% payout ratio and a 3.17% yield, the dividend is tied to ongoing earnings strength.
• Interest rate environment — as a Financial Services and Insurance - Life company, changes in rates can affect both lending income and policy liabilities.
• Regulatory and macroeconomic conditions — in Taiwan and across Asia, these factors influence demand for banking and insurance products.
• Peer comparison — investors often compare Cathay Financial Holding with other listed financials on the Taiwan Stock Exchange, including Hua Nan Financial Holdings Co., Ltd. (2880) and Mega Financial Holding Co., Ltd. (2886).