The Shanghai Commercial & Savings Bank, Ltd. (5876) Stock Price, Fundamentals & Analysis

What 5876 does

The Shanghai Commercial & Savings Bank, Ltd. (5876) is a regional bank listed on the Taiwan Stock Exchange that provides commercial banking services in Taiwan and Hong Kong. It offers a full range of deposit accounts — time, savings, demand, checking, and negotiable certificates of deposit — along with remittance services. The company also provides travelling, human resources, insurance, microfinance, leasing, real estate, nominee, trustee, commodity trading, property holding, IT application, securities brokerage, and property management services. In addition, it is involved in the purchase, evaluation, auction, and management of creditor's rights of financial institutions, and in investing in exchange fund bills and notes, and bonds. Founded in 1915, the bank is headquartered in Taipei City, Taiwan.

Key numbers explained

• The current price is 48.95 TWD, reflecting the latest trading value of one share.
• The trailing P/E ratio of 15.7 shows how much investors pay per TWD of the company's last 12 months of earnings; a lower figure can suggest a more attractive entry point relative to earnings.
• The forward P/E ratio of 11.7 uses expected future earnings, giving a sense of valuation based on what analysts anticipate.
• The dividend yield of 3.68% indicates the annual dividend payment as a percentage of the current share price, representing the cash return shareholders receive for holding the stock.
• The ex-dividend date of Jul 28, 2026 is the cutoff: buyers on or after this date do not receive the next dividend.
• The bank pays out 57% of its earnings as dividends, a measure of how much profit is returned to shareholders versus retained for growth.
• The beta of 0.14 suggests the stock's price tends to move much less than the overall market, which is typical for stable financial institutions.
• Over the last 52 weeks, the price ranged from 37.23 to 50, and the price change over that period is 18.6%, showing the total return from one year ago to today.

What to watch

• Regional banks like The Shanghai Commercial & Savings Bank, Ltd. (5876) are often influenced by Taiwan's interest rate environment and lending activity.
• The bank's performance can be compared with peers such as Hua Nan Financial Holdings Co., Ltd. (2880), TS Financial Holding Co., Ltd. (2887), Chailease Holding Company Limited (5871), E.SUN Financial Holding Company, Ltd. (2884), SinoPac Financial Holdings Company Limited (2890), Fubon Financial Holding Co., Ltd. (2881), and Taiwan Cooperative Financial Holding Co., Ltd. (5880).
• Earnings reports, scheduled for Nov 5, 2026, and dividend announcements around the ex-dividend date can drive short-term price movements.
• Broader market trends on the TAIEX index and the overall Taiwan Stock Exchange stocks sector may affect sentiment toward regional banks.