Aviva (AV) Stock Price, Fundamentals & Analysis

What AV does

Aviva (AV) is a diversified insurance company headquartered in London, United Kingdom, listed on the London Stock Exchange. It provides insurance, retirement, and wealth products across the United Kingdom, Ireland, Canada, India, and China. Aviva operates through four segments: General Insurance; Insurance, Wealth & Retirement; Aviva Investors; and International Investments. Its offerings span home, motor, pet, gadget, and health insurance, as well as life insurance, annuities, pensions, and protection products. As a large-cap stock in the Financial Services sector, Aviva is part of the broader universe of London Stock Exchange stocks alongside names such as Admiral Group (ADM) and Barclays (BARC).

Key numbers explained

• Price is 6.99 GBP, sitting within its 52-week range of 5.91 – 7.41. The 52-week price change of 2.3% reflects modest movement over the past year.
• The trailing P/E ratio of 41.1 shows the current price relative to earnings over the last 12 months. The forward P/E ratio of 10.1, based on expected earnings, is considerably lower, suggesting analysts anticipate higher future earnings.
• Dividend yield of 5.75% indicates Aviva returns a significant share of its value to shareholders. The ex-dividend date is Sep 3, 2026. Notably, Aviva pays out 230% of earnings as dividends, meaning distributions exceed reported profits.
• Market capitalization of 20.91B GBP places Aviva among large companies. Revenue of 30.77B GBP grew 16.9% year over year.
• Beta of 0.63 suggests Aviva's price historically moves less than the overall market. Profit margin is 2.1%, operating margin is 7.8%, and return on equity is 7.1%.
• The debt-to-equity ratio of 60.7% reflects the proportion of debt financing relative to equity. Price-to-book at 213.89 is notably high relative to book value.

What to watch

Several factors typically influence a diversified insurer like Aviva. Interest rate movements affect investment income on insurance portfolios and the attractiveness of savings and annuity products. Underwriting trends in motor, home, and commercial lines shape profitability in General Insurance. Regulatory changes in the UK, Ireland, Canada, India, and China can affect capital requirements and product offerings. Aviva's next earnings date is Aug 17, 2026, which may bring updated guidance.