Prudential plc (PRU) Stock Price, Fundamentals & Analysis

What PRU does

Prudential plc (PRU) is a stock listed on the London Stock Exchange in the Financial Services sector, within the Insurance - Life industry. Through its subsidiaries, the company provides life and health insurance, and asset management solutions to individuals in Asia and Africa. Its offerings include savings and investment products, as well as wealth, health, and protection products. Founded in 1848 and headquartered in Central, Hong Kong, Prudential plc employs 15,338 people. It is not part of the FTSE 100, but it operates in a space with peers such as Beazley (BEZ), St. James's Place (STJ), Aberdeen Group (ABDN), Standard Life (SDLF), Lion Finance Group (BGEO), and Admiral Group (ADM).

Key numbers explained

• The current price is 9.42 GBP, down 0.82% today. The 52-week range is 9.1 to 12.38, and the price has fallen 9.4% over the past year.
• The trailing P/E ratio of 8.8 divides the current share price by the last 12 months' earnings per share (1.07 USD). A lower P/E can suggest the stock is priced conservatively relative to recent earnings.
• The forward P/E ratio of 9.1 uses expected future earnings, giving a sense of how the market values the company's growth outlook.
• The dividend yield of 2.18% shows the annual dividend as a percentage of the share price. The ex-dividend date is 10 Sept. 2026, and 18% of earnings are paid out as dividends.
• Beta of 0.89 indicates the stock tends to be less volatile than the overall market.
• The debt-to-equity ratio of 28.7% measures financial leverage; a lower value often signals a more conservative capital structure.
• Return on equity of 18.7% shows how effectively the company generates profit from shareholders' equity.
• Profit margin of 25.5% and operating margin of 28% reflect how much of revenue remains as profit after costs and operating expenses.

What to watch

Investors tracking Prudential plc (PRU) often watch the next earnings date of 27 Aug. 2026 for updates on the company's outlook. Revenue growth, reported as -1.8% year over year on 14.31 mld. USD trailing 12-month revenue, can signal demand trends in its core Asian and African markets. The price-to-book ratio of 159.75 compares the share price to the company's book value per share, a metric that can be elevated for firms with significant intangible assets or strong brand value. Because the company operates across multiple countries and currencies, foreign exchange movements and regional regulatory changes are general factors that can affect this kind of stock.