For Romanian investors buying cryptocurrency, Coinbase is the most recognisable regulated option: a large exchange, MiCA-authorised in the EU through Coinbase Europe Limited, with a simple app and a lower-cost Advanced Trade interface behind it.
Where it fits
- Easy onboarding and a well-tested app
- Advanced Trade for materially lower maker/taker fees than the simple app
- Staking and recurring buys
- Supported natively in InvestPane, so holdings can sit alongside your broker accounts
Costs
The gap between the simple app and Advanced Trade is the thing to get right. The app's convenience pricing is meaningfully more expensive than the Advanced Trade maker/taker tiers for the same trade. If you are buying regularly, use Advanced Trade.
The referral offer
Coinbase lets eligible users refer new customers through a personal referral link. The referred customer must create a new account and complete a qualifying cryptocurrency purchase.
Coinbase's current new-customer incentive documentation includes Romania among the countries covered by its referral-fee calculations. The reward varies with trading activity and Coinbase states it is subject to change — which is why this page shows it as a variable reward rather than a fixed headline number.
Tax
Crypto gains in Romania follow their own rules and are not covered by the 3%/6% securities withholding regime discussed elsewhere on this site. Treat the crypto tax position as a separate question and verify it for your circumstances.
Who it suits
Beginners who want a regulated, familiar exchange, and anyone who values the ability to sync crypto holdings into the same portfolio view as their brokerage accounts.