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Crypto.com review for Romanian investors (2026)

Mobile-first crypto buying with card and Earn products — convenient, but the app's pricing is the most expensive way to buy on this page.

Referral offer
App sign-up reward
Open an account with Crypto.com

Maximum advertised value. The actual reward depends on the campaign, your deposit and eligibility.

At a glance

Costs

Stock / ETF commission0.75%App fees are higher than the Exchange's maker/taker tiers
Minimum per orderNone
Currency conversionNone
Custody feeNone
Inactivity feeNone
Withdrawal feeNone

Investing features

FractionalYes
RecurringYes
Minimum depositNo minimum
MarketsCrypto spot, card and Earn products

Regulation & protection

RegulatorMiCA (Malta)
Legal entityForis DAX MT Limited

Best for

Mobile-first crypto buying with card and Earn products

Figures checked 27 September 2026

Romanian tax

16% self-declared

16% for 2026. You calculate and declare the gain yourself.

Crypto.com is a mobile-first crypto platform, MiCA-authorised in the EU through Foris DAX MT Limited, combining an exchange with card and Earn products.

Where it fits

  • Genuinely the easiest way to buy crypto from a phone
  • Card and Earn products alongside spot trading
  • Recurring buys
  • Supported natively in InvestPane

Costs — read this part

The convenience has a price. The app's fees and spreads are materially higher than the Crypto.com Exchange's maker/taker tiers for the same purchase, and higher than Kraken Pro or Coinbase Advanced Trade.

If you buy through the app out of habit, you are paying the most expensive option on this page for the same asset. For anything beyond occasional small purchases, use the Exchange.

The referral offer

Crypto.com runs an app sign-up referral where both sides can receive a reward after the new account meets the qualifying conditions. Terms vary by campaign and region — check the live offer before signing up.

Tax

Crypto gains in Romania follow their own rules, separate from the 3%/6% securities withholding regime. Verify the position for your own circumstances.

Who it suits

People who want to buy crypto from their phone with minimum friction and are willing to pay for that convenience — or who use the Exchange rather than the app for anything sizeable.

Already have an account?

Import or sync your Crypto.com holdings into InvestPane and see them next to every other broker you use.

Track Crypto.com in InvestPane

Other brokers

CoinbaseBeginners buying crypto with a regulated, well-known exchangeKrakenCrypto investors who want lower Pro-tier fees and deep liquidity

Referral disclosure

Some links on this page are referral or affiliate links. If you open an account through one, InvestPane may receive a commission. This does not increase what you pay. Where a broker gives the new customer a benefit, we show the reward and its requirements. Promotions change or expire — always verify the final terms with the broker before registering.

Referral, promotion or affiliate?

  • A referral bonus is money, shares or fee credit given because you signed up through someone's link.
  • A promotional bonus is a campaign offer that may not require a referral at all.
  • An affiliate link is a commercial link through which the publisher may be compensated if you become a customer.

These are not the same thing, and a comparison site should not present them as if they were.

This page is information, not investment advice. Fees, tax rules and promotions change — always verify current terms with the broker before opening an account.