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Anlageleitfäden
Kurze, praktische Artikel, inspiriert von gängigen Themen aus der Anlageakademie – Allokation, ETFs, Risiko und Multi-Broker-Hygiene. Getrennt von den Produkthandbüchern.
What is asset allocation?
How to spread risk across stocks, bonds, cash, and other assets — and why a single-broker view can mislead you.
basics · allocation
Keeping a multi-broker portfolio tidy
Habits that reduce duplicate tickers, missing cost basis, and “ghost” cash when you invest across several apps.
basics · portfolio-hygiene
What is an investment plan?
A beginner’s framework: goals, risk, what to buy, how often to contribute, and when to review.
basics · planning
How to build an investment portfolio
Step-by-step: goals, risk, asset classes, a simple allocation, low costs, automation, and rebalancing.
basics · portfolio
What are ETFs?
Exchange-traded funds in plain language: how they work, why beginners use them, and what to check before buying.
basics · etfs
Stocks vs ETFs: which should beginners use?
A clear comparison of single shares and funds — when each makes sense, and a sensible default for most people.
basics · stocks · etfs
Risk tolerance: how much volatility can you live with?
Capacity vs willingness to take risk, simple self-checks, and how to translate answers into an allocation.
basics · risk
Diversification explained
Why spreading bets works, what “false diversification” looks like, and how to diversify without owning 80 tickers.
basics · diversification
Rebalancing your portfolio
What rebalancing is, calendar vs threshold methods, and how to do it with new contributions first.
basics · rebalancing
Dollar-cost averaging (and euro-cost averaging)
Why investing a fixed amount on a schedule reduces timing stress — and when a lump sum can still make sense.
basics · contributions
Understanding dividends
What dividends are, yield vs growth, accumulating ETFs, and how dividends fit a total-return mindset.
basics · dividends
P/E ratio basics
What price-to-earnings means, how beginners use it, and the traps that make a “cheap” stock expensive.
stocks · analysis
Bonds and bond ETFs
Why bonds exist in a portfolio, duration and interest-rate risk in plain language, and how beginners usually get exposure via ETFs.
basics · bonds
Cash in a portfolio: drag or dry powder?
How much cash to keep, opportunity cost vs safety, and spotting idle balances scattered across brokers.
basics · cash
Leverage and risk
What leverage means, why it amplifies losses as well as gains, and why long-term investors usually avoid it at first.
risk · trading
Stop loss and take profit orders
What protective exits are, how they work in practice, and limits for long-term ETF investors.
trading · risk
Bid, ask, and the spread
The language of prices on an exchange — and why spreads are a real cost for frequent traders.
basics · trading
Technical vs fundamental analysis
Charts vs business/economic drivers — what each tries to do, and what long-term index investors can ignore at first.
analysis
Common beginner investing mistakes
Timing the market, chasing hype, ignoring fees, skipping the emergency fund, and other avoidable errors.
basics · behaviour
Tracking portfolio performance
What to measure (returns, allocation, contributions), how to avoid false precision, and why one dashboard beats five apps.
basics · performance