Bendigo & Adelaide Bank (BEN) Stock Price, Fundamentals & Analysis

What BEN does

Bendigo & Adelaide Bank (BEN) is a regional bank listed on the ASX that provides banking and financial services to retail customers and small to medium businesses across Australia. It operates through Consumer, Business and Agribusiness, and Corporate segments, offering transaction and savings accounts, term deposits, home and personal loans, business loans, equipment finance, foreign exchange, credit and debit cards, personal insurance, travel products, and financial advice. The bank also provides EFTPOS and payment services, agribusiness solutions, and private banking under the Bendigo Bank, Up, Leveraged, and Community Enterprise Foundation brands. Founded in 1858, it is headquartered in Bendigo, Australia, and employs 4,601 people.

Key numbers explained

• 10.32 AUD is the current share price, the amount you would pay for one share on the market today.
• The trailing P/E ratio of 16.4 shows how much investors pay per dollar of the company's last 12 months of earnings; a lower number can suggest the stock is priced more conservatively relative to recent earnings.
• The forward P/E ratio of 11.5 uses expected future earnings, which can make the valuation look lower if the market anticipates growth.
• Earnings per share of 0.63 AUD represents the portion of the company's net profit allocated to each outstanding share over the trailing 12 months.
• The dividend yield of 6.4% indicates the annual dividend payment as a percentage of the current share price, a common way income-focused investors assess cash return.
• Beta of 0.77 suggests the stock has historically moved less than the overall market, often interpreted as lower volatility.
• Price to book of 0.88 means the share trades below the company's book value per share, which some investors watch as a potential sign of a discount to the company's net assets.
• The price change over the last 52 weeks of -21.8% shows the total return from one year ago to today, including price movement only.

What to watch

Investors tracking BEN often look at the bank's net interest margin and loan growth, which drive earnings for regional banks. The dividend yield of 6.4% and the fact that 100% of earnings are paid out as dividends are relevant for income strategies, as sustainability depends on continued earnings. The exDividendDate of Sep 1, 2026 marks the key date for the next dividend eligibility. Because BEN is a regional bank, it can be sensitive to changes in interest rates, housing market conditions, and regulatory requirements affecting lending. Comparing BEN to peers such as Bank of Queensland (BOQ) or Macquarie Group (MQG) can provide context on valuation and business mix. The nextEarningsDate of Aug 24, 2026 is the date when the company is scheduled to report its latest results.