Bank of Queensland (BOQ) Stock Price, Fundamentals & Analysis

What BOQ does

Bank of Queensland (BOQ) is a regional bank listed on the ASX that provides retail and business banking services across Australia. Through its Retail Bank and BOQ Business segments, it offers transaction and savings accounts, term deposits, home and personal loans, business lending, credit and debit cards, insurance products, and foreign exchange and merchant payment solutions. Founded in 1874 and headquartered in Newstead, Australia, BOQ employs 3,394 people and operates in the Financial Services sector, specifically in Banks - Regional. It is part of the broader Australian banking landscape alongside peers such as National Australia Bank (NAB) and Bendigo & Adelaide Bank (BEN).

Key numbers explained

• The current price of 6.56 AUD reflects the latest trading value on the ASX.
• The trailing P/E ratio of 43.7 divides the share price by the last 12 months of earnings per share (0.15 AUD), showing how much investors pay for each dollar of recent earnings.
• The forward P/E ratio of 12.3 uses expected future earnings, often considered a more forward-looking valuation measure.
• The dividend yield of 6.1% indicates the annual dividend as a percentage of the current share price.
• The ex-dividend date of Aug 13, 2026 is the cutoff for owning the stock to receive the next dividend payment.
• A price-to-book ratio of 0.73 means the stock trades below its book value, which some investors interpret as a potential sign of undervaluation.
• The beta of 0.68 suggests BOQ has historically been less volatile than the overall market.
• The 52-week price range of 5.91 – 7.48 shows the lowest and highest traded prices over the past year, with the current price near the lower end of that range.

What to watch

Bank of Queensland operates in a competitive regional banking sector where interest rate movements, credit quality, and regulatory changes can affect profitability. The company's operating margin of 25.8% and profit margin of 5.9% provide a sense of how efficiently it converts revenue into operating profit and net income. Revenue growth of 2% year over year and a return on equity of 1.6% are additional indicators of business momentum and capital efficiency. Investors tracking this stock may also monitor the next earnings release on Oct 15, 2026, as well as the dividend policy, given that BOQ pays out 257% of its trailing earnings as dividends. For those building a diversified portfolio, BOQ can be compared with other Australian financial stocks such as Steadfast Group (SDF), Argo Investments (ARG), and L1 Group (L1G).