Patria Bank S.A. (PBK) Stock Price, Fundamentals & Analysis

What PBK does

Patria Bank S.A. (PBK) is a Romanian credit institution that provides banking and financial services to individuals, small and medium enterprises, agribusinesses, and corporate customers. It operates through three segments: Retail, SME and Corporate; Agro; and Micro-enterprises, offering products ranging from savings and current accounts to personal loans, mortgages, working capital facilities, bank guarantees, and letters of credit. Formerly known as Nextebank SA, the company changed its name to Patria Bank SA in 2016 and operates as a subsidiary of EEAF Financial Services B.V.

Key numbers explained

• 0.14 RON is the latest listed price for one share of Patria Bank S.A. on the Bucharest Stock Exchange (BVB).
• The trailing P/E ratio of 7 compares the share price to the last 12 months of earnings per share (0.02 RON), showing how the market values the company relative to its earnings.
• 0% dividend yield and 0% share of earnings paid out as dividends indicate that Patria Bank S.A. does not currently distribute cash dividends to shareholders.
• 0.39 beta suggests the stock tends to move less dramatically than the broader market, often interpreted as lower volatility.
• 0.88 price-to-book compares the share price to the company's book value per share, a common way to assess whether a stock trades at a discount or premium to its net assets.
• 19.5% profit margin and 24.6% operating margin show how much of each RON in revenue remains as profit after costs and operating expenses.
• 11.1% return on equity measures how effectively the company generates profit from shareholders' equity.
• 17.5% revenue growth year over year on 275.79 mil. RON trailing 12-month revenue indicates top-line expansion.

Recent news

Recent headlines reference a litigation involving the company, the availability of registration details for an investor telephone conference, and updates to the investor presentation and semi-annual report for S1 2026. The titles indicate the company is preparing to release and discuss its first-half 2026 financial results.

What to watch

Investors in Patria Bank S.A. typically monitor macroeconomic conditions in Romania, interest rate movements, and credit quality trends, as these factors affect banks' lending margins and loan loss provisions. Regulatory changes in the financial sector, the company's integration within the EEAF Financial Services B.V. group, and developments in the retail and SME lending segments are also relevant. Comparing PBK with peers such as Banca Transilvania S.A. (TLV), Erste Group Bank AG (EBS), or Transilvania Investments Alliance S.A. (TRANSI) can provide context on sector valuation and performance.

FAQ

Q: Does PBK pay a dividend? A: Based on the latest available data, Patria Bank S.A. has a dividend yield of 0% and pays out 0% of its earnings as dividends, so it does not currently distribute cash dividends.

Q: What is the PBK P/E ratio? A: The trailing P/E ratio for Patria Bank S.A. is 7, calculated by dividing the share price by the trailing 12-month earnings per share.

Q: Where can I buy PBK? A: Patria Bank S.A. trades on the Bucharest Stock Exchange (BVB) under the symbol PBK and ISIN ROBACRACNOR6.

Q: What sector and industry is PBK in? A: Patria Bank S.A. is classified in the Financial Services sector, Banks - Regional industry.

Q: What is the market capitalisation of PBK? A: The market capitalisation of Patria Bank S.A. is 453.37 million RON.

Q: How has PBK performed over the last 52 weeks? A: The share price has ranged from 0.1 to 0.16 RON over the past 52 weeks, with a total price change of 37.4% over that period.