Allianz (ALV) Stock Price, Fundamentals & Analysis

What ALV does

Allianz (ALV) is a diversified financial services company headquartered in Munich, Germany, operating in the Insurance - Diversified industry. It provides property-casualty insurance, life and health insurance, and asset management products worldwide. The company also offers banking services for retail clients and digital investment services. On the Xetra market, it is part of the DAX index, alongside peers such as Deutsche Bank (DBK), Hannover Re (HNR1), Deutsche Börse (DB1), Munich Re (MUV2), and Commerzbank (CBK).

Key numbers explained

• 423,5 EUR is the current share price, the latest traded value of one share.
• The trailing P/E ratio of 13,9 shows the price investors pay per euro of the last twelve months of earnings; a lower number can suggest a more affordable valuation relative to recent earnings.
• The forward P/E ratio of 12,7 uses expected future earnings, giving a sense of how the market prices the company’s upcoming profit growth.
• The dividend yield of 4,04% indicates the annual dividend payment as a percentage of the current share price, representing the cash return shareholders receive for holding the stock.
• The ex-dividend date of 8 mai 2026 is the cutoff: buyers on or after this date are not entitled to the next dividend payment.
• 56% of earnings are paid out as dividends, a measure of how much of the company’s profit is returned to shareholders rather than retained for growth.
• The beta of 0,67 suggests the stock tends to move less than the overall market, often interpreted as lower volatility relative to the benchmark.
• The 52-week range of 338,8 – 454,6 shows the lowest and highest traded prices over the past year, placing the current price within that historical band.

What to watch

• Earnings reports, with the next scheduled for 12 nov. 2026, can move the stock as analysts update expectations.
• The dividend yield and ex-dividend date are key dates for income-focused investors.
• The price-to-book ratio of 2,55 and return on equity of 19,6% are used to assess how efficiently the company uses shareholder capital.
• The debt-to-equity ratio of 50,6% reflects the balance between borrowed funds and equity, a factor in financial stability.
• Revenue growth of 12,1% year over year and a profit margin of 9,9% show top-line expansion and bottom-line efficiency.
• As a large-cap financial stock, ALV can be influenced by interest rate changes, regulatory developments, and broader market sentiment.