Hannover Re (HNR1) Stock Price, Fundamentals & Analysis

What HNR1 does

Hannover Re (HNR1) is a German reinsurer that helps insurance companies manage risk. It operates through two main segments: Property & Casualty Reinsurance and Life & Health Reinsurance. The company provides coverage for natural catastrophes, cyber risks, aviation, marine energy, and agriculture, as well as life and health reinsurance solutions such as critical illness, disability, and longevity risk. Hannover Re also offers financial solutions like reserve relief and new-business financing. It is listed on the Xetra market and is part of the DAX.

Key numbers explained

• 257.8 EUR — the current share price, the amount you would pay for one share right now.
• Trailing P/E ratio: 11.4 — the P/E ratio compares the share price to the last 12 months of earnings per share. A lower number can suggest the stock is priced modestly relative to its recent earnings.
• Forward P/E ratio: 10.9 — this version of the P/E ratio uses expected future earnings, giving a sense of how the market values the company ahead.
• Dividend yield: 4.85% — the dividend yield shows the annual dividend as a percentage of the share price, indicating the cash return shareholders receive.
• Ex-dividend date: May 7, 2026 — the date on or after which a buyer is no longer entitled to the next dividend payment.
• Beta: 0.13 — beta measures how much the share price tends to move compared to the overall market; a beta of 0.13 suggests it is much less volatile than the market average.
• 52-week range: 223.4 – 281.2 EUR — the lowest and highest prices over the past year, showing the recent trading range.
• Return on equity: 22.2% — return on equity measures how effectively the company generates profit from shareholders’ capital.

What to watch

• Revenue growth, which was -23.3% year over year, can reflect pricing, catastrophe losses, or currency effects.
• The profit margin of 12.1% and operating margin of 14.2% show how much of each revenue euro remains as profit after costs.
• The debt-to-equity ratio of 29 indicates the company’s leverage level relative to shareholder equity.
• The price-to-book ratio of 2.34 compares the market price to the company’s book value per share.
• The next earnings release is scheduled for Nov 9, 2026, which often brings updated guidance and analyst attention.
• As a major reinsurer, Hannover Re is often compared with peers such as Munich Re (MUV2) and Allianz (ALV).