Industrial and Commercial Bank of China (1398) Stock Price, Fundamentals & Analysis

What 1398 does

Industrial and Commercial Bank of China (1398) is a large bank listed on the Hong Kong Stock Exchange. It provides banking products and services in China and internationally through three segments: Corporate Banking, Personal Banking, and Treasury Operations. The Corporate Banking segment offers corporate loans, trade financing, deposit-taking, and custody services to corporations, government agencies, and financial institutions. The Personal Banking segment serves individual customers with personal loans, deposits, cards, and wealth management. The Treasury Operations segment handles money market transactions, investment securities, and foreign exchange activities. As a major financial institution, it is part of the broader banking ecosystem tracked on Hong Kong Stock Exchange stocks.

Key numbers explained

• 7.52 HKD is the current price, the last traded price on the Hong Kong Stock Exchange.
• -1.89% is the price change today, showing the session's movement relative to the previous close.
• 2.68T HKD is the market capitalization, the total value of all outstanding shares.
• The trailing P/E ratio of 6.4 divides the current price by the last 12 months of earnings per share (1.18 CNY), a common way to gauge how the market values the company relative to its recent earnings.
• The forward P/E ratio of 5.9 uses expected future earnings, offering a look at how the market prices what the company might earn next.
• The dividend yield of 4.94% shows the annual dividend as a percentage of the current price, a measure of income return for shareholders.
• The beta of 0.14 indicates the stock's historical sensitivity to market movements; a value below 1 suggests lower volatility than the broader market.
• 31% is the share of earnings paid out as dividends, reflecting the portion of profit returned to shareholders.

What to watch

• The bank's earnings release on Oct 29, 2026, which can move the stock as investors reassess its outlook.
• The exDividendDate of 9 oct. 2026, the date by which you must own the stock to receive the next dividend payment.
• The 52-week range of 5,56 – 7,77 HKD, which shows the price boundaries over the past year and helps frame the current level of 7.52 HKD.
• The priceToBook ratio of 0.58, which compares the market price to the company's book value, a metric often used in banking to assess valuation relative to assets.
• The returnOnEquity of 8.9%, a measure of how effectively the company generates profit from shareholders' equity.
• Revenue growth of 5.8% year over year, alongside a profitMargin of 54.8% and operatingMargin of 65.7%, which together describe the company's top-line expansion and cost efficiency.
• The stock's relationship with peers like China Merchants Bank (3968), AIA Group Limited (1299), BOC Hong Kong (Holdings) Ltd (2388), HSBC Holdings plc (0005), and China Construction Bank (0939), which can provide context for sector trends.