Ping An Insurance (2318) Stock Price, Fundamentals & Analysis

What 2318 does

Ping An Insurance (2318) is a Financial Services stock listed on the Hong Kong Stock Exchange. It operates through Life and Health Insurance, Property and Casualty Insurance, Banking, Asset Management, and Finance Enablement segments. The company offers life insurance products such as term, whole-life, endowment, annuity, investment-linked, and universal life policies, along with health care and medical insurance. It also provides property and casualty insurance, including auto, non-auto, accident, and health coverage, as well as loan and intermediary business for corporate and retail customers. Additional services include wealth management, credit cards, trust and brokerage services, investment banking, finance lease, and financial and daily-life services delivered through internet platforms.

Key numbers explained

• 52,7 HKD is the current price — the last traded price of one share on the Hong Kong Stock Exchange.
• The trailing P/E ratio of 5,4 divides the current share price by the last twelve months of earnings per share (9,73 CNY), showing how much investors pay per unit of recent earnings.
• The forward P/E ratio of 4,9 uses expected future earnings, offering a look at valuation based on what analysts anticipate.
• 5,97% is the dividend yield, meaning the annual dividend represents roughly 5,97% of the current share price.
• The ex-dividend date is 2 sept. 2026 — the first trading day on which a buyer is not entitled to the upcoming dividend.
• 32% of earnings is paid out as dividends, indicating the portion of profit returned to shareholders.
• Beta of 0,56 suggests the stock tends to move less than the overall market, often interpreted as lower volatility.
• 16,2% is the profit margin, showing how much of each unit of revenue remains as profit after all expenses.
• 25,5% is the operating margin, reflecting profitability from core operations before interest and taxes.
• 13,1% is the return on equity (ROE), indicating how effectively the company generates profit from shareholders' equity.
• 119,5% is the debt-to-equity ratio, comparing total debt to shareholders' equity and signalling the level of financial leverage.
• 0,8 is the price-to-book ratio, comparing the market price to the book value of equity per share.
• The 52-week range of 50 – 74,7 shows the lowest and highest traded prices over the past year.
• -1,5% is the price change over the last 52 weeks, measured from one year ago to the current price.

What to watch

• Earnings reports and the next earnings date of 28 oct. 2026, which can drive short-term price moves.
• Dividend policy changes, given the 5,97% yield and the 32% payout ratio.
• Interest rate environments, which affect insurance liabilities, investment returns, and loan demand across the financial sector.
• Regulatory developments in China's financial services landscape, which can impact operations and capital requirements.
• Broader market movements on the Hong Kong Stock Exchange, where the stock is part of the Hang Seng index alongside peers such as China Construction Bank (0939), AIA Group Limited (1299), China Life (2628), HSBC Holdings plc (0005), BOC Hong Kong (Holdings) Ltd (2388), and Bank of China Ltd (3988).