HDFC Bank (HDFCBANK) Stock Price, Fundamentals & Analysis

What HDFCBANK does

HDFC Bank (HDFCBANK) is a Financial Services company in the Banks - Regional industry, listed on the National Stock Exchange of India and headquartered in Mumbai, India. It provides banking and financial products and services to individuals and businesses in India, Bahrain, Hong Kong, Singapore, and Dubai, operating through segments including Treasury, Retail Banking, Wholesale Banking, Other Banking Business, Insurance Business, and Other. It offers accounts such as savings, salary, current, rural, public provident fund, pension, and demat accounts, as well as fixed and recurring deposits, safe deposit lockers, and overdrafts against fixed deposits. The bank also provides a wide range of loans and credit products, including personal, home, car, business, and agricultural loans, as well as working capital and project finance.

Key numbers explained

• Price and daily change: The stock trades at 735.6 INR, up +0.92% today, indicating modest intraday strength.
• Market capitalization: At 11.34 trillion INR, HDFC Bank is one of the largest listed banks in India by market value.
• Valuation ratios: The trailing P/E ratio is 16.1, while the forward P/E ratio (based on expected earnings) is 11.7, suggesting the market expects earnings growth.
• Earnings per share: Trailing 12-month EPS is 45.75 INR.
• Dividend yield: The dividend yield is 1.77%, with an ex-dividend date of **19 June 2
• Risk profile: A beta of 0.4 indicates the stock is historically less volatile than the broader market.
• Price range: The 52-week range is 681.9 – 1,020.5 INR, and the stock is down -23.3% over the past year.
• Profitability: Revenue (TTM) is 2.95 trillion INR, with 16.6% year-over-year growth, a 26.8% profit margin, 33.3% operating margin, 13.8% return on equity, and a price-to-book ratio of 1.87.
• Next earnings: Expected on 17 October 2026.

What to watch

As a large-cap banking stock, HDFCBANK is sensitive to interest rate cycles, credit growth, asset quality, and regulatory changes in India. Its low beta suggests defensive characteristics, but investors should monitor macroeconomic shifts, loan demand, and NPA trends. The stock’s performance is also influenced by broader market indices like the Nifty 50 and peers such as Kotak Mahindra Bank (KOTAKBANK), Axis Bank (AXISBANK), and State Bank of India (SBIN).