Shriram Finance (SHRIRAMFIN) Stock Price, Fundamentals & Analysis

What SHRIRAMFIN does

Shriram Finance (SHRIRAMFIN) is a non-banking finance company listed on the National Stock Exchange of India. It provides financing services across India, including fixed and recurring deposits, commercial vehicle loans, two-wheeler and gold loans, used car and personal loans, and green finance services. The company also offers business loans such as MSME and working capital facilities, motor and non-motor insurance products, life insurance plans, and recharge services. In the broader Indian financial ecosystem, it operates alongside peers like ICICI Bank (ICICIBANK), Kotak Mahindra Bank (KOTAKBANK), State Bank of India (SBIN), Axis Bank (AXISBANK), SBI Life Insurance Company (SBILIFE), HDFC Bank (HDFCBANK), and Bajaj Finance (BAJFINANCE).

Key numbers explained

• 994.1 INR is the current share price, the latest traded level on the National Stock Exchange of India.
• +0.41% is the price change today, showing the intraday move relative to the previous close.
• 2.34T INR is the market capitalisation, the total value of all outstanding shares at the current price.
• The trailing P/E ratio of 17.5 divides the current price by the last 12 months of earnings per share (56.66 INR), indicating how much investors pay per rupee of recent earnings.
• The forward P/E ratio of 13.9 uses expected future earnings, often viewed as a gauge of current valuation relative to anticipated growth.
• The dividend yield of 1.39% shows the annual dividend as a percentage of the share price, with the ex-dividend date set for 3 Jul 2026.
• 24% is the share of earnings paid out as dividends, reflecting the portion of profit returned to shareholders.
• Beta of 0.61 suggests the stock has historically moved less than the broader market, indicating lower volatility relative to the index.
• The 52-week range of 603.15 – 1,153.7 INR shows the lowest and highest traded prices over the past year, with the current price near the upper end of that range.
• 61.8% is the price change over the last 52 weeks, measuring the total return from one year ago to today.
• 226.3B INR is trailing 12-month revenue, with a year-over-year growth of 42.8%, showing how quickly top-line sales are expanding.
• 50% profit margin and 68.5% operating margin indicate the percentage of revenue that remains as profit after all or operating expenses, respectively.
• 18.5% return on equity measures how effectively the company generates profit from shareholders' equity.
• The debt-to-equity ratio of 276.2% compares total debt to shareholders' equity, a common measure of financial leverage.
• 2.84 is the price-to-book ratio, comparing the share price to the company's book value per share.
• The next earnings date is 30 Oct 2026, when the company is scheduled to report its latest results.

What to watch

Investors tracking Shriram Finance often monitor the credit cycle in India, since non-banking finance companies are sensitive to changes in borrowing demand and interest rates. Regulatory shifts in the financial services sector, including lending norms and insurance regulations, can also affect operations. The company's ability to maintain strong margins while growing its loan book is a factor for those following its performance. Broader market movements, especially in the financials space alongside peers such as Bajaj Finance and ICICI Bank, can drive short-term price swings. The upcoming earnings report on 30 Oct 2026 is a key date for updated financial data.