Banca Mediolanum (BMED) Stock Price, Fundamentals & Analysis

What BMED does

Banca Mediolanum (BMED) is a bank and financial services company listed on the Borsa Italiana. It provides current accounts, deposits, and mortgage and personal loans, as well as credit cards, investment products, and insurance policies. The company also offers niche services such as SelfyCare Pet for veterinary reimbursement and SelfyCare Travel for trip assistance. Founded in 1982 and headquartered in Basiglio, Italy, it operates in the Banks - Regional industry within the Financial Services sector.

Key numbers explained

• 23.28 EUR is the current share price, the amount you would pay for one share right now.
• The trailing P/E ratio of 13.1 shows how much investors pay per euro of the company's last 12 months of earnings; a lower number can suggest the stock is priced more conservatively relative to recent earnings.
• The forward P/E ratio of 14.8 uses expected future earnings, giving a sense of how the market values the company's growth outlook.
• 5.58% is the dividend yield, which tells you the annual dividend payment as a percentage of the current share price — a measure of income return.
• The ex-dividend date of Apr 20, 2026 is the cutoff: you must own the stock before this date to receive the next dividend.
• 70% is the share of earnings paid out as dividends, indicating the company returns a large portion of its profit to shareholders.
• 0.75 is the beta, a measure of volatility relative to the market; a beta below 1 suggests the stock tends to move less than the overall market.
• The 52-week price range of 15.99 – 24.54 shows the lowest and highest traded prices over the past year, with the current price near the upper end.

What to watch

• The stock is part of the FTSE MIB, Italy's main stock index, so its price can be influenced by broader index movements and Italian economic data.
• As a regional bank, BMED is sensitive to changes in Italian interest rates, lending demand, and the health of the domestic economy.
• The company's profitMargin of 51.4% and operatingMargin of 58.4% reflect strong cost control and pricing power, which can be affected by competition and regulatory changes.
• Upcoming events like the nextEarningsDate on Nov 10, 2026 can trigger price moves as the market digests new financial results.
• Investors often compare BMED with peers such as Banco BPM (BAMI), Unipol (UNI), BPER Banca (BPE), Banca Monte dei Paschi di Siena (BMPS), and UniCredit (UCG) to understand its relative position.
• The priceToBook of 3.77 indicates the market values the company at several times its book value, a common metric for banks that reflects intangible factors like brand and future earnings power.