Mediobanca (MB) Stock Price, Fundamentals & Analysis

What MB does

Mediobanca (MB) is a bank and financial holding company that operates across Wealth Management, Consumer Finance, Corporate and Investment Banking, Insurance – Principal Investing, and Holding Functions. It serves private and premier banking clients, offers consumer credit products such as personal loans and a buy-now-pay-later service called Pagolight, and provides lending, capital markets, and advisory services to corporates. Founded in 1946 and headquartered in Milan, Italy, it is listed on the Borsa Italiana and is part of the FTSE MIB.

Key numbers explained

• 29.05 EUR — the current share price, the amount you would pay for one share at this moment.
• 19.8 trailing P/E ratio — the price you pay per euro of the company's last 12 months of earnings; a lower number can suggest the stock is cheaper relative to earnings, but comparisons within the sector matter.
• 15.6 forward P/E ratio — the same idea but based on expected future earnings, which can reflect growth expectations.
• 1.47 EUR earnings per share (trailing 12 months) — the portion of the company's profit allocated to each share.
• 4.34% dividend yield — the annual dividend as a percentage of the current share price, showing the cash return you would receive if the dividend were maintained.
• 78% share of earnings paid out as dividends — the proportion of net income returned to shareholders, with the rest kept for growth or reserves.
• 0.73 beta — a measure of volatility relative to the market; below 1.0 means the stock has historically moved less than the overall market.
• 54.7% price change over the last 52 weeks — the total return from the price one year ago to today, not including dividends.

What to watch

• Sector and peers: as a regional bank, MB is influenced by interest rates, credit cycles, and the economic environment in Italy and Europe. Investors often compare it with peers such as BPER Banca (BPE), Intesa Sanpaolo (ISP), and FinecoBank (FBK).
• Earnings and guidance: the next earnings release is scheduled for Nov 5, 2026, which can drive short-term price moves and update expectations on profitability.
• Dividend policy: the ex-dividend date is Apr 20, 2026, and the 78% payout ratio shows a strong commitment to returning cash, but future dividends depend on earnings and board decisions.
• Valuation context: the priceToBook of 2.02 and the 52-week range of 14.98 – 29.18 provide a sense of where the current price sits relative to the company's book value and recent trading history.