Credit Saison (8253) Stock Price, Fundamentals & Analysis

What 8253 does

Credit Saison (8253) is a Financial Services stock listed on the Tokyo Stock Exchange stocks that provides leasing, finance, real estate, entertainment, global, and payment services in Japan and internationally. It operates through the Payment, Lease, Finance, Real Estate-Related, Global, and Entertainment segments, covering credit cards, leasing of office equipment, credit guarantee, real estate, lending, asset management, and digital lending. The company was formerly known as Seibu Credit Co., Ltd. and changed its name to Credit Saison Co., Ltd. in October 1989. It is incorporated in 1951 and headquartered in Tokyo, Japan.

Key numbers explained

• The current price of 4,650 JPY reflects the latest trading value; the +1.31% price change today shows the intraday move.
• The trailing P/E ratio of 11 compares the price to the last 12 months of earnings per share of 424.55 JPY, while the forward P/E ratio of 13.8 uses expected future earnings.
• The dividend yield of 3.44% indicates the annual dividend relative to the price, with 31% of earnings paid out as dividends and an ex-dividend date of Mar 30, 2027.
• The beta of 0.49 suggests the stock tends to move less than the overall market.
• The 52-week range of 3,561 – 4,940 shows the lowest and highest prices over the past year, with the price up 18.7% over that period.
• The price-to-book ratio of 0.87 compares the price to the company's book value per share.
• The debt-to-equity ratio of 466.6% indicates a high level of debt relative to shareholders' equity, which is common in financial services.
• The return on equity of 9.3% measures how effectively the company generates profit from shareholders' capital.

What to watch

• Earnings reports and the next earnings date of Nov 13, 2026 can drive short-term price moves.
• Changes in interest rates and credit demand in Japan affect the Financial Services sector and peers like T&D Holdings (8795), Concordia Financial (7186), Chiba Ginkō (8331), Shizuoka Financial Group (5831), Sumitomo Mitsui Trust Holdings (8309), Mizuho Financial Group (8411), and MS&AD Insurance Group Holdings (8725).
• Regulatory changes in credit services and leasing can impact operations and margins.
• The company's exposure to both domestic and global markets means currency and geopolitical factors may be relevant.