Shizuoka Financial Group (5831) Stock Price, Fundamentals & Analysis

What 5831 does

Shizuoka Financial Group (5831) is a regional bank holding company listed on the Tokyo Stock Exchange stocks. It operates through Banking Operations and Leasing Operations, offering deposits, loans, investment securities, exchange transactions, and finance leases. The company also provides management consulting, payment collection, credit card services, and real estate–related support. Formerly known as The Shizuoka Bank, Ltd., it was founded in 1943 and is headquartered in Shizuoka, Japan. It is part of the broader Japanese financial ecosystem alongside peers such as Aozora Bank (8304) and Mitsubishi UFJ Financial Group (8306).

Key numbers explained

• 3,624 JPY is the current share price, the latest trading value of one share on the Tokyo Stock Exchange.
• +4.74% is the price change today, showing the intraday move relative to the previous close.
• 1.9T JPY is the market capitalization, the total value of all outstanding shares.
• The trailing P/E ratio of 21.6 compares the current price to the last 12 months of earnings per share (167.79 JPY); a higher P/E can reflect growth expectations.
• The forward P/E ratio of 29 uses expected future earnings, which can differ from the trailing figure if analysts anticipate changes in profitability.
• The dividend yield of 2.98% shows the annual dividend as a percentage of the share price, with an ex-dividend date of Sep 29, 2026.
• 48% of earnings are paid out as dividends, indicating the portion of profit returned to shareholders.
• Beta of 0.35 suggests the stock tends to move less than the overall market, a typical trait for financials.
• Over the last 52 weeks, the price ranged from 1,918.5 to 3,712, and the 52-week change is +81.4%.
• Revenue of 386.3B JPY with 57.9% year-over-year growth highlights top-line expansion, while profitMargin of 26% and operatingMargin of 41.6% show how much of revenue turns into profit and operating income.
• Return on equity of 8.2% measures how effectively the company generates profit from shareholders’ capital.
• PriceToBook of 1.5 compares the market price to the book value per share.
• The next earnings date is Nov 10, 2026, the scheduled release of updated financial results.

What to watch

• Regional bank stocks like 5831 are sensitive to interest rate changes, which can affect lending margins and deposit costs.
• Economic conditions in Japan, including GDP growth and consumer spending, influence loan demand and credit quality.
• Regulatory developments in the banking sector can impact capital requirements and business operations.
• Currency movements may affect results if the company has international exposure or hedging activities.
• Earnings reports and guidance updates, such as the upcoming release on Nov 10, 2026, often drive price volatility.
• Peer comparisons with companies like T&D Holdings (8795) or Sompo Japan Nipponkoa Holdings (8630) can provide context for valuation and growth.