Fukuoka Financial Group (8354) Stock Price, Fundamentals & Analysis

What 8354 does

Fukuoka Financial Group (8354) is a regional bank holding company listed on the Tokyo Stock Exchange. It provides a full suite of financial services to individuals and corporations, including accepting various deposits, offering loan products, and handling credit card services, collateral valuation, and credit management. The company also operates in information processing, system development for banking, insurance brokerage, investment trust management, leasing, and business consulting. Founded in 1877 and headquartered in Fukuoka City, Japan, it employs 8,050 people. As a regional financial institution, it operates alongside peers such as Resona Holdings (8308), Aozora Bank (8304), and Sumitomo Mitsui Financial Group (8316).

Key numbers explained

• The current price is 8,008 JPY, representing a +4.56% move today.
• The trailing P/E ratio of 17.7 shows how much investors pay per unit of the last 12 months' earnings; a lower figure can suggest relative affordability, but it must be compared with peers and growth expectations.
• The forward P/E ratio of 19.7 uses expected future earnings, offering a look at how the market prices tomorrow's results rather than yesterday's.
• The dividend yield of 2.62% indicates the annual cash return relative to the share price, based on the declared dividend.
• The ex-dividend date is 29 Sept. 2026; buying before this date is typically required to receive the upcoming dividend.
• The company pays out 40% of its earnings as dividends, a measure of how much profit is returned to shareholders versus retained for growth or capital.
• The beta of 0.15 suggests the stock's price tends to move much less than the overall market, often interpreted as lower volatility.
• The 52-week range of 4,159 – 8,022 shows the lowest and highest traded prices over the past year, with the current price near the top of that range.

What to watch

• Regional bank stocks are sensitive to local economic conditions, interest rate cycles, and credit quality in their lending areas.
• The price-to-book ratio of 1.34 and return on equity of 8.7% are common metrics used to assess how efficiently a bank uses shareholder capital.
• Earnings announcements, such as the upcoming report on 10 Nov. 2026, can drive short-term price moves as analysts revise expectations.
• The company's revenue growth of 13.1% year over year and a profit margin of 21% provide context for its current operating performance.
• For broader context, Fukuoka Financial Group is part of the Nikkei 225 index, which tracks large-cap Japanese equities.