Resona Holdings (8308) Stock Price, Fundamentals & Analysis

What 8308 does

Resona Holdings (8308) is a regional bank holding company listed on the Tokyo Stock Exchange stocks. Through its subsidiaries, it provides retail and commercial banking products and services in Japan and internationally, operating across Individual, Corporate, and Market segments. Individual services include personal loans, asset management, and asset succession, while corporate services cover lending, trust-based asset management, real estate operations, corporate pensions, and business succession. The company also participates in financial market services such as short-term lending, bond trading, and derivatives trading. Founded in 1918 and headquartered in Tokyo, Japan, Resona Holdings operates in the Financial Services sector under the Banks - Regional industry. It is part of the Nikkei 225 index and sits alongside peers such as Japan Post Holdings (6178), Sompo Japan Nipponkoa Holdings (8630), and Sumitomo Mitsui Financial Group (8316).

Key numbers explained

• Price: The current trading price of 2,540 JPY reflects what investors pay for one share right now.
• P/E ratio: The trailing P/E ratio of 22.3 means investors pay 22.3 times the company's last twelve months of earnings per share (113.79 JPY). A higher P/E ratio can signal growth expectations or a richer valuation.
• Forward P/E ratio: At 28.8, the forward P/E ratio uses expected future earnings, showing how the market prices in what the company might earn going forward.
• Dividend yield: The dividend yield of 1.46% tells you the annual dividend as a percentage of the current price; the company pays out 25% of its earnings as dividends, with the next ex-dividend date on Sep 29, 2026.
• Beta: A beta of 0.31 suggests the stock tends to move less than the overall market, often interpreted as lower volatility.
• Price-to-book: The priceToBook of 1.89 compares the market price to the company's book value per share, indicating how the market values the bank's net assets.
• Market cap: At 5.69T JPY, the marketCap represents the total market value of all outstanding shares.
• Revenue growth: Trailing twelve-month revenue of 1.17T JPY grew 15.8% year over year, while the profitMargin stands at 23.1% and the operatingMargin at 40.4%.

What to watch

• Earnings reports: The next earnings release is scheduled for Nov 10, 2026, which can move the stock as analysts reassess expectations.
• Interest rate environment: As a regional bank, Resona Holdings is sensitive to interest rate changes, which affect lending margins and net interest income.
• Regulatory and policy shifts: Banking regulations, capital requirements, and monetary policy in Japan can influence profitability and valuation.
• Sector peers: Movements in peer banks like Japan Post Holdings (6178), Sompo Japan Nipponkoa Holdings (8630), and Credit Saison (8253) can provide context for sector sentiment.
• Dividend policy: With 25% of earnings paid out and an ex-dividend date of Sep 29, 2026, changes in payout ratio or earnings can affect future income.
• Long-term valuation: The priceToBook of 1.89 and trailing P/E ratio of 22.3 are useful for comparing Resona Holdings against other regional banks over time.