Shinhan Financial (055550) Stock Price, Fundamentals & Analysis

What 055550 does

Shinhan Financial (055550) is a financial services holding company that provides banking, credit card, securities, insurance, and other financial products across South Korea, Vietnam, and Japan. It operates through six business segments — Banking, Credit Card, Securities, Insurance, Credit, and Others — offering everything from deposits and lending to credit cards, underwriting, and real estate trust services. Founded in 1982 and headquartered in Seoul, South Korea, the company is a major player in the regional banking space and is part of the KOSPI 200. Within the Korean financial ecosystem, peers include Industrial Bank of Korea (024110), Hana Financial (086790), and JB Financial (175330).

Key numbers explained

• 109,300 KRW is the current share price, the latest trading value of one share on the Korea Exchange.
• -3.45% is today's price change, showing the percentage the stock has moved so far in the session.
• 51.47T KRW is the market capitalization, the total value of all outstanding shares — a measure of the company's overall size.
• The forward P/E ratio of 7.9 divides the share price by expected future earnings, giving a sense of how the market values growth relative to peers.
• 2.71% is the dividend yield, the annual dividend payment expressed as a percentage of the share price, indicating the cash return shareholders receive.
• The ex-dividend date of 29 Jul 2026 is the cutoff: buyers on or after this date are not entitled to the next dividend.
• 25% is the share of earnings paid out as dividends, showing what portion of profit the company returns to shareholders.
• 0.65 is the beta, a measure of volatility relative to the broader market — below 1 means the stock tends to move less than the market.
• The 52-week range of 68,100 – 116,500 shows the lowest and highest prices over the past year, framing the current price within recent trading history.
• 54.2% is the price change over the last 52 weeks, reflecting the total return from one year ago to the current price.
• 20.56T KRW is trailing 12-month revenue, the total sales over the most recent four quarters.
• 5.7% is year-over-year revenue growth, showing how top-line sales have changed compared to the same period a year earlier.
• 26.2% is the profit margin, the percentage of revenue that remains as net income after all expenses.
• 44.8% is the operating margin, the percentage of revenue left after covering operating costs but before interest and taxes.
• 8.9% is the return on equity, measuring how effectively the company generates profit from shareholders' invested capital.
• 27 Oct 2026 is the next earnings date, when the company is scheduled to report its latest financial results.

What to watch

Investors tracking Shinhan Financial (055550) typically monitor factors common to regional banks and financial conglomerates. Interest rate movements in South Korea and abroad can affect lending margins and overall profitability. Regulatory changes in banking and insurance — areas where Shinhan operates — can shift costs and business mix. Currency fluctuations, particularly the Korean won, matter because the company has meaningful operations in Vietnam and Japan. Credit quality trends, such as non-performing loan ratios, are also relevant for assessing the health of the banking segment. Earnings reports, the next scheduled for 27 Oct 2026, often drive short-term price reactions as analysts update expectations. Broader market sentiment in the Korean financial sector, including peer performance at companies like KakaoBank (323410) and Samsung Securities (016360), can also influence the stock's trajectory.