KakaoBank (323410) Stock Price, Fundamentals & Analysis

What 323410 does

KakaoBank (323410) is an Internet bank that provides banking services through electronic financial transactions in South Korea. It offers a range of deposits, including checking, group, safe box, piggy bank, journal account, time deposits, flexible savings, and 26 week and one month savings accounts. The company also provides various loans such as micro, overdraft, credit, used car, housing deposit, housing deposit loan refinancing, mortgage, and mortgage loan refinancing loans, along with loan comparison, credit loan refinancing, and credit information services. Its investment and forex products include funds, securities brokerage accounts, overseas remittance, WU transfer, and dollar boxes. KakaoBank also offers cards, including friends and group, co-branded credit cards, and credit card platforms, as well as business owner and mini services. The company operates mobile banking centers and computer data centers. Founded in 2016 and headquartered in Seongnam-si, South Korea, KakaoBank operates in the Financial Services sector, specifically within Banks - Regional, and is listed on the Korea Exchange. It is part of the KOSPI 200 and operates alongside peers such as KB Financial (105560) and Shinhan Financial (055550).

Key numbers explained

• The current price of 19,920 KRW reflects the latest trading value of a single share on the Korea Exchange.
• A dividend yield of 2.31% indicates the annual dividend payment relative to the share price, showing the cash return shareholders receive for holding the stock.
• The forward P/E ratio of 14,2 compares the share price to expected future earnings, helping investors assess whether the stock is priced cheaply or richly relative to anticipated profits.
• A beta of 1,38 suggests the stock tends to move about 38% more than the overall market, indicating higher volatility.
• The ex-dividend date of 26 feb. 2026 is the cutoff date; buyers on or after this date are not eligible for the upcoming dividend payment.
• A profit margin of 29,9% means that for every unit of revenue, the company retains roughly 30 cents as profit after all expenses.
• The operating margin of 48,3% shows the proportion of revenue left after covering operating costs, reflecting the efficiency of core business activities.
• The return on equity of 8,2% measures how effectively the company generates profit from shareholders' equity.

What to watch

Investors tracking KakaoBank (323410) may monitor its revenue growth, which stands at 13,2% year over year, and its market capitalization of 9,49 tril. KRW, which reflects the total market value of its outstanding shares. The 52-week price range of 19.110 – 29.500 KRW and the 52-week price change of -16,8% provide context for recent price volatility. The share of earnings paid out as dividends, at 40%, indicates the portion of profit returned to shareholders. Broader factors that typically affect regional bank stocks include interest rate movements, regulatory changes in South Korea's financial sector, and shifts in consumer banking behavior. For those comparing regional peers, Hyundai Marine & Fire (001450), Korea Investment (071050), and Meritz Financial (138040) offer additional context within the Korean financial landscape.