Banco Comercial Português (BCP) Stock Price, Fundamentals & Analysis

What BCP does

Banco Comercial Português (BCP) is a bank headquartered in Porto, Portugal, listed on the Euronext Lisbon market. It operates through Retail Banking, Companies and Corporate, Private Banking, International Business, and Other segments, offering current accounts, payment systems, savings and investment products, mortgage and personal loans, commercial banking, leasing, factoring, insurance, asset management, and investment banking services. It also provides e-commerce, web portal, internet, telephone, and mobile banking services, as well as real estate investment fund management and real estate buying and selling. BCP is part of the PSI index and has peers such as Pharol (PHR), Resona Holdings (8308), China Merchants Bank (600036), Azimut (AZM), SEB A (SEB-A), Türkiye Vakiflar Bankasi Türk Anonim Ortakligi (VAKBN), and China Merchants Bank (3968).

Key numbers explained

• Price of 1.21 EUR is the most recent trading price per share on the Euronext Lisbon market.
• Market cap of 17.68B EUR represents the total market value of all outstanding shares, calculated as share price multiplied by the number of shares.
• The trailing P/E ratio of 15.1 shows how much investors pay per euro of the company's last 12 months of earnings; a lower figure can suggest relative value, while a higher figure can reflect growth expectations.
• The forward P/E ratio of 12.7 uses expected future earnings and can differ from the trailing P/E when analysts forecast a change in profitability.
• Dividend yield of 2.84% indicates the annual dividend payment as a percentage of the current share price; the ex-dividend date is Jun 1, 2026, and 45% of earnings are paid out as dividends.
• Beta of 0.8 suggests the stock has historically been less volatile than the overall market, moving about 80% as much as the market in either direction.
• Revenue of 3.69B EUR over the trailing 12 months shows the total sales generated, with a year-over-year growth of 0.2%.
• Profit margin of 29.3% and operating margin of 49.2% measure how much of each revenue euro remains as profit after costs and operating expenses, respectively.

What to watch

• BCP operates in the regional banking sector, where interest rate changes, credit quality, and regulatory developments can affect profitability and valuation.
• The stock's 52-week range of 0.74 – 1.22 and a one-year price change of 57.7% show recent volatility and a strong recovery over the past year.
• Earnings releases, scheduled for Oct 28, 2026, can move the stock as they update expectations for revenue, margins, and capital returns.
• Dividend policy, with 45% of earnings paid out, may shift if earnings or capital requirements change, affecting the dividend yield.
• BCP's exposure to Portugal and international markets means it can be sensitive to local economic conditions, currency movements, and geopolitical risk.