OCBC Bank (O39) Stock Price, Fundamentals & Analysis

OCBC Bank (O39) is a Singapore-based banking group listed on the Singapore Exchange (S68), operating in the Financial Services sector and the Banks - Regional industry. Formally known as Oversea-Chinese Banking Corporation Limited, it provides financial services across Singapore, Malaysia, Indonesia, Greater China, the rest of Asia Pacific and internationally.

What O39 does

OCBC Bank operates through four main segments:

• Global Consumer/Private Banking — checking accounts, savings and fixed deposits, consumer loans such as housing loans, credit cards, and wealth management products, including investment advice and estate planning for high-net-worth individuals.
• Global Wholesale Banking — long-term project financing, short-term credit, working capital and trade financing, plus structured equity-linked financing for corporates, the public sector, and small and medium enterprises.
• Global Markets and Insurance round out the group's offering.

With roughly 33,095 employees headquartered in Singapore, it is one of the major regional banks alongside peers such as DBS Group Holdings (D05) and United Overseas Bank (U11), and it is part of the Singapore market tracked by the STI.

Key numbers explained

• Price: 32.01 SGD, up +1.33% today, with a market capitalisation of 143.9B SGD — the total value the market assigns to the company's shares.
• Trailing P/E ratio of 18.4 means the share price equals about 18.4 times the last twelve months' earnings per share (1.74 SGD); the forward P/E of 16.5 uses expected earnings instead, and a lower forward figure suggests analysts expect earnings to grow.
• Dividend yield of 2.94% indicates the annual dividend as a percentage of the share price, with 48% of earnings paid out as dividends — a moderate payout level that leaves room for reinvestment.
• Revenue of 14.7B SGD grew 16.9% year over year, while a profit margin of 53.9% and operating margin of 60.8% show how much of each unit of revenue turns into profit — figures typical of large banks.
• Return on equity of 12.7% measures how effectively shareholder capital generates profit.
• A price-to-book ratio of 2.33 compares the share price to the company's accounting net worth.
• Beta of 0.21 signals historically low sensitivity to overall market swings.
• The 52-week range of 16.31 – 32.57 and a 95.9% price change over the last 52 weeks show how far the share has moved in a year.

What to watch

As a regional bank, OCBC's results are generally influenced by interest-rate conditions, credit quality across its Southeast Asian and Greater China markets, and regional economic growth. Its insurance and wealth management arms add sensitivity to market conditions. Upcoming results are due on Nov 6, 2026, and the next ex-dividend date is Aug 17, 2026. Broader sector context can be compared via other Singapore Exchange stocks or the wider stocks directory.