Bank of Shanghai (601229) Stock Price, Fundamentals & Analysis

What 601229 does

Bank of Shanghai (601229) is a regional bank listed on the Shanghai Stock Exchange that provides a wide range of banking products and services in China. It operates through three segments — Wholesale Financial Services, Retail Financial Services, and Other Business — and serves individuals, corporate clients, government agencies, and other financial institutions. Its offerings include corporate loans and deposits, trade finance, settlement, investment banking, asset custody, interbank lending, personal loans and advances, deposit services, personal financial management, remittance, securities brokerage, bank card services, supply chain finance, sci-tech finance, welfare-based investment, cross-border banking, consumer finance, pension-based finance, and online finance. The company was formerly known as Shanghai City United Bank Ltd. and changed its name to Bank of Shanghai Co., Ltd. in July 1998. It was founded in 1995 and is headquartered in Shanghai, China. It is part of the CSI 300 index and operates alongside peers such as Industrial and Commercial Bank of China (601398), China Merchants Securities (600999), and BANK OF CHENGDU (601838).

Key numbers explained

• The current price of 9.51 CNY reflects the latest trading value of one share on the Shanghai Stock Exchange.
• The trailing P/E ratio of 6.5 divides the current share price by the last 12 months of earnings per share (1.46 CNY), showing how much investors pay per unit of recent earnings.
• The forward P/E ratio of 5.9 uses expected future earnings, offering a view of valuation based on analyst estimates rather than past results.
• The dividend yield of 5.47% indicates the annual dividend payout as a percentage of the current share price, with the ex-dividend date set for 8 iun. 2026.
• A beta of -0.03 suggests the stock's returns have historically moved very little in relation to the broader market, showing near-zero sensitivity to market swings.
• The price-to-book ratio of 0.52 compares the share price to the company's book value per share, with a figure below 1.0 often interpreted as the stock trading below its accounting net asset value.
• The profit margin of 57.4% and operating margin of 71.6% show that a large share of revenue translates into profit and operating income, respectively.
• The return on equity of 9.1% measures how effectively the company generates profit from shareholders' equity.

What to watch

• Regional banks like Bank of Shanghai are sensitive to China's monetary policy, interest rate changes, and credit cycle conditions.
• The company's revenue growth of 0.4% year over year and marketCap of 135,13 mld. CNY provide a sense of its scale and recent top-line trajectory.
• The 52-week price range of 8.61 – 10.45 CNY and the 52-week price change of 5.5% show the stock's recent trading band and one-year performance.
• Peer comparisons with other regional and national banks can help contextualize Bank of Shanghai's valuation and profitability metrics.
• The share of earnings paid out as dividends of 36% and the employees count of 14.525 offer insight into the company's payout approach and operational scale.