China Life Insurance Company (601628) Stock Price, Fundamentals & Analysis

What 601628 does

China Life Insurance Company (601628) is a life insurance provider listed on the Shanghai Stock Exchange stocks. It operates through Life Insurance, Health Insurance, Accident Insurance, and Other Businesses segments, offering life, annuity, health, and accident products to individuals and groups. Founded in 1949 and based in Beijing, it operates as a subsidiary of China Life Insurance (Group) Company. The stock is part of the CSI 300 index and sits in the Financial Services sector, alongside peers such as China Pacific Insurance (601601) and New China Life Insurance (601336).

Key numbers explained

• 37.43 CNY is the current share price, the amount you would pay for one share on the exchange right now.
• The trailing P/E ratio of 4.3 compares the price to the last 12 months of earnings; a lower figure can suggest the stock is priced conservatively relative to recent earnings.
• The forward P/E ratio of 8.9 uses expected future earnings, giving a sense of how the market values growth or stability ahead.
• Earnings per share of 8.76 CNY shows how much profit the company generated per share over the trailing 12 months.
• The dividend yield of 2.29% indicates the annual dividend as a percentage of the current price, a common way to compare income across stocks.
• Ex-dividend date of Jul 9, 2026 is the cutoff date; buyers on or after this date do not receive the next dividend payment.
• Beta of 0.88 suggests the stock has historically moved less than the overall market, a measure of price volatility relative to the broader index.
• Market cap of 1.06T CNY reflects the total value of all outstanding shares, used to gauge the company's size.

What to watch

• Revenue growth of 153.7% year over year and a profit margin of 54.2% show how top-line expansion translates into bottom-line profit.
• Operating margin of 76.8% and return on equity of 41.3% highlight how efficiently the company uses its capital and operations.
• Debt-to-equity of 38.5% indicates the balance between borrowed funds and shareholder capital, a common measure of financial leverage.
• Price-to-book of 1.59 compares the market price to the company's book value per share.
• The 52-week range of 32.32 – 51.92 and the price change over the last 52 weeks of -5.7% provide a sense of recent price volatility and trend.
• As a large financial-services stock, 601628 can be sensitive to interest-rate changes, regulatory shifts in the insurance sector, and broader market sentiment tracked through indices like the CSI 300.