Fair Isaac (FICO) Stock Price, Fundamentals & Analysis

What FICO does

Fair Isaac (FICO) is a US stock in the Technology sector, specifically the Software - Application industry, headquartered in Bozeman, United States. The company provides analytics software across the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments: Scores, which offers business-to-business and business-to-consumer credit scoring solutions, and Software, which provides pre-configured analytic and decision management tools for use cases such as account origination, customer management, fraud detection, and marketing.

Key numbers explained

• FICO trades at 879.62 USD per share, with a market capitalisation of 19B USD, placing it among large-cap technology companies.
• The trailing P/E ratio of 25.7 means investors pay 25.7 times the company's last twelve months' earnings of 34.2 USD per share.
• The forward P/E ratio of 16.6 reflects expectations for future earnings, typically a lower number than the trailing P/E when growth is anticipated.
• FICO has a dividend yield of 0%, with an ex-dividend date of 1 mar. 2017, and 0% of earnings paid out as dividends.
• The stock's beta of 1.32 suggests it is more volatile than the overall market.
• Over the last 52 weeks, the price ranged from 870.01 to 1,998.01, a decline of 40.7% from the year-ago level.
• Trailing twelve-month revenue stands at 2,39B USD, growing 25.7% year over year, with a profit margin of 34.1% and an operating margin of 53.8%.

Recent news

Recent headlines note that FICO was named a Leader in the 2026 IDC MarketScape for Worldwide Decision Intelligence Platforms, while Wells Fargo adjusted its price target to 1,350 from 1,450 but kept an Overweight rating. Other stories cover UK consumer credit card spending trends, a comment from Affirm's CEO on AI and underwriting, a 43% decline from the stock's peak, and the decision to make FICO Score 10T free for FHA lenders.

What to watch

Investors tracking FICO may monitor how its scores and software segments respond to changes in credit markets and regulatory environments. As a technology stock, its valuation can be sensitive to interest rates and the broader performance of the S&P 500. Comparisons with peers such as Salesforce (CRM), Gartner (IT), and Cadence Design Systems (CDNS) can provide context for growth and margin trends. The upcoming earnings date of 4 nov. 2026 will be a key catalyst for the stock's near-term direction.