Regions Financial Corporation (RF) Stock Price, Fundamentals & Analysis

What RF does

Regions Financial Corporation (RF) is a financial holding company that provides banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial lending, commercial real estate lending, equipment lease financing, deposit products, and capital markets activities including securities underwriting and placement, loan syndication, foreign exchange, derivatives, and merger and acquisition advisory. The Consumer Bank segment provides residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans along with the corresponding deposit relationships. RF is part of the S&P 500.

Key numbers explained

• 27.39 USD is the current share price, the amount you would pay for one share in the market right now.
• The trailing P/E ratio of 11.1 shows how much investors pay per dollar of the company's last 12 months of earnings; a lower number can suggest the stock is priced more conservatively relative to recent earnings.
• The forward P/E ratio of 9.6 uses expected future earnings, giving a sense of valuation based on what analysts anticipate.
• 2.46 USD is the earnings per share (EPS) for the trailing 12 months, representing the portion of profit allocated to each outstanding share.
• The dividend yield of 3.92% indicates the annual dividend payment as a percentage of the current share price, a measure of income return for shareholders.
• The ex-dividend date of 1 sept. 2026 is the cutoff: you must own the stock before this date to receive the next dividend payment.
• 43% of earnings are paid out as dividends, showing the proportion of profit the company returns to shareholders rather than retaining for growth or reserves.
• 1 is the beta, meaning the stock's price tends to move in line with the overall market.
• The 52-week price range of 22,7 – 32,47 shows the lowest and highest prices over the past year, while the 4,7% change over that period reflects the one-year return.
• 23,33 mld. USD is the market capitalisation, the total market value of all outstanding shares.
• 7,24 mld. USD in trailing 12-month revenue and 3,4% year-over-year revenue growth show the scale and top-line expansion of the business.
• 30,8% profit margin and 39,3% operating margin measure how much of revenue turns into net profit and operating profit, respectively.
• 11,9% return on equity indicates how effectively the company generates profit from shareholders' equity.
• 1,34 price-to-book compares the market price to the company's book value per share.

Recent news

Recent headlines indicate that Regions Financial announced the retirement of Deron Smithy and named Allen Mayer as Treasurer. Other stories note the company's plans to add up to 150 branches as it targets growth, supported by deposit strength, and raise questions about whether the stock is underperforming the S&P 500.

What to watch

For a regional bank like RF, investors typically monitor interest rate movements, loan growth, credit quality, and net interest margin, as these factors directly affect banking profitability. Regulatory changes, consumer spending trends, and real estate market conditions can also influence the Consumer Bank and Corporate Bank segments. Comparing RF's performance with peers such as Jack Henry & Associates (JKHY), Willis Towers Watson (WTW), or Ares Management (ARES) can provide context, as can broader market benchmarks like the S&P 500.