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eToro review for Romanian investors (2026)

Social investing and CopyTrader on a multi-asset account — but Romania is not in eToro Europe's published referral territory list.

Referral offer

Romania is not in eToro Europe's published referral territory list — verify before assuming an offer applies.

A referral program exists, but the current terms for Romanian residents need checking with the broker.

At a glance

Costs

Stock / ETF commission0%0% stock commission; FX conversion and a USD 5 withdrawal fee apply
Minimum per orderNone
Currency conversion1.5%
Custody feeNone
Inactivity feeUS$120/year
Withdrawal feeUS$5

Investing features

FractionalYes
RecurringYes
Minimum deposit€50
MarketsMulti-asset — stocks, ETFs, crypto, CopyTrader

Regulation & protection

RegulatorCySEC, FCA, ASIC
Investor compensationInvestor compensation up to EUR 20,000 (CySEC)
Legal entityeToro (Europe) Ltd

Best for

Social investing, CopyTrader and a multi-asset account

Figures checked 27 September 2026

Romanian tax

16% self-declared

16% for 2026. You calculate and declare the gain yourself.

eToro is a multi-asset platform best known for its social-investing and CopyTrader functionality: you can follow and automatically mirror the positions of other traders on the platform.

Where it fits

  • Stocks, ETFs and crypto in one account
  • Fractional shares and recurring investing
  • CopyTrader, which has no real equivalent among the other brokers here
  • CySEC-regulated (eToro Europe Ltd), with investor compensation up to €20,000

Costs to watch

eToro advertises 0% stock commission, but the costs sit elsewhere: currency conversion on non-USD deposits, a withdrawal fee, and an inactivity fee charged monthly after twelve months of no login. The inactivity fee is unusual among the brokers on this page and is worth knowing about if you intend to buy and forget.

The referral position: verify before assuming

Referral programs are particularly sensitive to the customer's country, and eToro is the clearest example on this page.

The currently published eToro Europe referral terms list countries such as Bulgaria, Hungary, Greece, Italy, Germany, France and Spain — but Romania is not included in that published territory list.

So this site does not advertise a $50–$100 eToro referral bonus as generally available to Romanian residents. Doing so without account-level verification would be presenting an offer that may not apply to you.

eToro's Romanian site does advertise other promotions, including a crypto-related offer of up to $300, but that is a separate promotion rather than a standard referral reward — a distinction worth keeping straight.

Tax

eToro Europe is a Cyprus entity, not a Romanian tax-resident intermediary, so gains fall under the 16% self-declared regime for 2026.

Who it suits

Investors who specifically want social investing, CopyTrader or a single multi-asset account, and who have verified the current promotional terms for their own country.

Other brokers

XTBRomanian residents who want tax withheld at source and 0% commission on normal volumesInteractive BrokersGlobal market access, larger portfolios and lower percentage costs on bigger tradesTrading 212Small monthly amounts, fractional shares and a simple mobile appTradeVilleDirect access to the Bucharest Stock Exchange with Romanian tax withheld at source

Referral disclosure

Some links on this page are referral or affiliate links. If you open an account through one, InvestPane may receive a commission. This does not increase what you pay. Where a broker gives the new customer a benefit, we show the reward and its requirements. Promotions change or expire — always verify the final terms with the broker before registering.

Referral, promotion or affiliate?

  • A referral bonus is money, shares or fee credit given because you signed up through someone's link.
  • A promotional bonus is a campaign offer that may not require a referral at all.
  • An affiliate link is a commercial link through which the publisher may be compensated if you become a customer.

These are not the same thing, and a comparison site should not present them as if they were.

This page is information, not investment advice. Fees, tax rules and promotions change — always verify current terms with the broker before opening an account.