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Freedom24 review for Romanian investors (2026)

Freedom24's deposit-tiered free-share campaign is a promotion, not a referral β€” and the share values are not guaranteed.

Referral offer
Up to 20 promotional shares

A deposit-tiered promotion rather than a referral: 1 to 20 shares depending on the amount funded. Share values vary and are not guaranteed.

A referral program exists, but the current terms for Romanian residents need checking with the broker.

At a glance

Costs

Stock / ETF commission0.12%Plan-dependent β€” check Freedom24's current tariff
Minimum per order€2
Currency conversion0.5%
Custody feeNone
Inactivity feeNone
Withdrawal feeNone

Investing features

FractionalPartial
RecurringYes
Minimum depositNo minimum
MarketsUS, European and Asian markets, plus savings products

Regulation & protection

RegulatorCySEC
Investor compensationInvestor compensation up to EUR 20,000 (CySEC)
Legal entityFreedom Finance Europe Ltd

Best for

Investors drawn to promotional share campaigns and broad international access

Figures checked 27 September 2026

Romanian tax

16% self-declared

16% for 2026. You calculate and declare the gain yourself.

Freedom24 is available to Romanian investors and is currently most visible for its sign-up promotion rather than its pricing.

The offer is a promotion, not a referral

Unlike a traditional referral bonus, the current Freedom24 offer is a promotional campaign based on the amount deposited. For registrations from 1 June 2026 through 31 October 2026:

Funding amountFree shares
€1,000–€4,9991 share
€5,000–€19,9994 shares
€20,000–€49,99910 shares
€50,000+20 shares

Advertised share values range from roughly $3 to $800, but the actual value depends on which shares you receive and their market price at the time. So the headline is up to 20 free shares, not a guaranteed euro or dollar amount β€” and Freedom24 explicitly notes the promotional shares are not guaranteed to retain their initial value.

Note what the top tier requires: €50,000. If you were not going to deposit that anyway, the headline number is not the one that applies to you.

Freedom24 also runs a separate referral program for existing clients, subject to its own terms.

Costs and features

Freedom24 provides access to US, European and Asian markets plus savings products, with fractional investing on selected instruments and recurring investing available. Pricing is plan-dependent, so check the current tariff for the plan you would actually be on rather than relying on a headline rate.

Tax

Freedom Finance Europe is a Cyprus entity, not a Romanian tax-resident intermediary, so gains fall under the 16% self-declared regime for 2026 and reporting is your responsibility.

Who it suits

Investors drawn to broad international access who are depositing enough for the promotion to be meaningful, and who are comfortable with self-declared Romanian tax reporting.

Other brokers

Referral disclosure

Some links on this page are referral or affiliate links. If you open an account through one, InvestPane may receive a commission. This does not increase what you pay. Where a broker gives the new customer a benefit, we show the reward and its requirements. Promotions change or expire β€” always verify the final terms with the broker before registering.

Referral, promotion or affiliate?

  • A referral bonus is money, shares or fee credit given because you signed up through someone's link.
  • A promotional bonus is a campaign offer that may not require a referral at all.
  • An affiliate link is a commercial link through which the publisher may be compensated if you become a customer.

These are not the same thing, and a comparison site should not present them as if they were.

This page is information, not investment advice. Fees, tax rules and promotions change β€” always verify current terms with the broker before opening an account.