Crédit Agricole (ACA) Stock Price, Fundamentals & Analysis

What ACA does

Crédit Agricole (ACA) is a French bank that provides retail and corporate banking, insurance, and investment banking products and services across France, Italy, the rest of the European Union, and several other regions. It operates through five segments, including French Retail Banking – LCL and International Retail Banking, offering savings, wealth management, payment services, and property and casualty insurance.

Key numbers explained

• 18.19 EUR is the current share price on Euronext Paris.
• The trailing P/E ratio of 9 compares the share price to the last 12 months of earnings per share (2.02 EUR). A lower P/E can suggest the stock is priced modestly relative to recent earnings.
• The forward P/E ratio of 7.3 uses expected future earnings, which can be more relevant for valuation than the trailing figure.
• 9.35% is the dividend yield, showing the annual dividend as a percentage of the share price. The ex-dividend date is 13 Oct. 2026.
• 56% of earnings are paid out as dividends, indicating the portion of profit returned to shareholders.
• 0.81 is the beta, a measure of price volatility relative to the market; below 1 means it has historically moved less than the market.
• The 52-week price range is 15.37 – 20.4, and the price change over the last 52 weeks is 5.9%.
• 25.3% profit margin and 43.6% operating margin show how much of revenue remains as profit after costs.
• 0.78 price-to-book compares the share price to the company's book value per share.

What to watch

• Revenue growth, which is -6.3% year over year, can signal changes in business volume.
• Interest rate environments affect bank profitability and lending activity.
• Regulatory changes in the European banking sector can impact operations and capital requirements.
• Earnings reports, with the next one scheduled for 30 Oct. 2026, often drive short-term price moves.
• ACA is part of the CAC 40, so broader index movements can influence its price.
• Comparing with peers like Axa (CS), Société Générale (GLE), and BNP Paribas (BNP) can provide sector context.