Bank Mandiri (Persero) Tbk. (BMRI) Stock Price, Fundamentals & Analysis

What BMRI does

Bank Mandiri (Persero) Tbk. (BMRI) is one of the largest banks in Indonesia, offering a full range of banking and financial services to individuals and businesses across Indonesia, Singapore, Malaysia, Hong Kong, Timor Leste, Shanghai, England, and the Cayman Islands. Its product set includes savings and current accounts, payroll and multicurrency accounts, personal and mortgage loans, and lending for micro, small, and medium enterprises, as well as corporate credit and debit cards. The bank also provides life, health, and accident insurance, investment products, cash management, bill collection, payment and trade finance, remittance, wealth management, and treasury services. Founded in 1998, Bank Mandiri (Persero) Tbk. operates branch offices, sub-branch offices, and ATM facilities both domestically and abroad. It is part of the LQ45 index and is often compared with peers such as Bank Negara Indonesia (Persero) Tbk. (BBNI), Bank Rakyat Indonesia (Persero) Tbk. (BBRI), Bank Tabungan Negara (Persero) Tbk. (BBTN), and Bank Central Asia Tbk. (BBCA).

Key numbers explained

• 4,080 IDR is the current share price, the amount you would pay for one share in the market right now.
• The trailing P/E ratio of 6.1 shows how many years of current earnings it would take to equal the share price; a lower number can suggest the stock is priced more conservatively relative to recent earnings.
• The forward P/E ratio of 6.1 uses expected future earnings, giving a sense of valuation based on what analysts anticipate.
• Dividend yield of 13.31% means the annual dividend represents about 13.31% of the current share price, a high figure that reflects the bank’s practice of returning a large portion of earnings to shareholders.
• 71% of earnings are paid out as dividends, indicating that most of the company’s profit is distributed rather than retained.
• EPS (trailing 12 months) of 667.49 IDR is the portion of profit attributable to each share over the last twelve months.
• Market cap of 380.8T IDR reflects the total market value of all outstanding shares.
• Beta of -0.06 suggests the stock’s price movement has a very weak, slightly negative correlation with the broader market.

What to watch

• Revenue growth, which was -5.4% year over year, can signal changes in the bank’s top-line performance and the broader economic environment in which it operates.
• Profit margin of 43.4% and operating margin of 60.4% show how efficiently the bank converts revenue into profit and operating income.
• Return on equity of 22.4% indicates how effectively the company uses shareholders’ equity to generate earnings.
• Price-to-book of 1.34 compares the market price to the book value of equity, a common lens for evaluating financial stocks.
• The ex-dividend date of Sep 16, 2026 is the key date for investors seeking the next dividend payment.
• The next earnings date of Oct 22, 2026 is when the company is scheduled to report updated results, which can drive price movement.
• As a regional bank stock, Bank Mandiri (Persero) Tbk. can be affected by interest-rate changes, regulatory shifts, currency movements, and local economic conditions in Indonesia.