Aegon (AGN) Stock Price, Fundamentals & Analysis

What AGN does

Aegon (AGN) is a diversified insurance company listed on Euronext Amsterdam. Through its brands Transamerica and World Financial Group, it provides retirement plans, mutual funds, unit-linked products, annuities, and life and health insurance across the Americas, the Netherlands, the United Kingdom, and other international markets. Founded in 1844 and headquartered in Schiphol, Netherlands, Aegon employs about 12,100 people. Within the Dutch financial sector, it sits alongside large peers such as ING Group (INGA), ABN AMRO (ABN), and NN Group (NN).

Key numbers explained

• Price is currently 7.85 EUR, up 1.06% today and 14.5% over the last year, trading within a 52-week range of 5.77 – 8.37.
• The trailing P/E ratio of 12.1 shows the current price relative to earnings per share of 0.65 EUR over the last twelve months; the forward P/E ratio of 8.5 reflects expected earnings instead. A lower forward figure suggests the market anticipates higher future profits.
• The dividend yield of 5.35% indicates the annual dividend payment relative to the share price. Aegon pays out 62% of its earnings as dividends, with an ex-dividend date of Sep 2, 2026.
• With a beta of 0.62, Aegon has historically been less volatile than the broader market.
• Revenue for the trailing twelve months totals 11.68B EUR, though it declined 8.2% year over year. The profit margin is 8.6%, the operating margin is 5.8%, and return on equity is 11.1%.
• The price-to-book ratio of 1.31 compares the share price to the company's book value per share. A debt-to-equity ratio of 42.7% indicates a moderate level of leverage. The market capitalization is 11.62B EUR.

What to watch

For a diversified insurer like Aegon, several general factors tend to influence the share price. Interest rate movements affect the value of fixed-income investments held by insurers and the attractiveness of their annuity products. Changes in regulation or accounting standards for insurance liabilities can shift reported earnings. Because Aegon operates across multiple regions, shifts in global markets and local economies in the Americas and Europe may affect results. Earnings releases, such as the next expected date of Aug 20, 2026, and dividend policy decisions are also closely followed. Investors sometimes compare Aegon with sector peers listed on the AEX or on Euronext Amsterdam stocks.