ASR Nederland (ASRNL) Stock Price, Fundamentals & Analysis

What ASRNL does

ASR Nederland (ASRNL) is a Dutch financial services company headquartered in Utrecht, Netherlands, operating in the Insurance - Diversified industry on the Euronext Amsterdam market. The company provides insurance, pensions, and mortgage products and services for consumers, businesses, and employers in the Netherlands. It operates through five segments: Non-Life, Life, Asset Management, Distribution and Services, and Holding and Other. Its offerings include individual and group disability and sickness leave insurance; property and casualty coverage such as motor, fire, liability, legal aid, travel and recreation, pet, and transport insurance; and health insurance including basic and supplementary plans. It also provides pension products, individual term life insurance, and funeral capital insurance. Additionally, the company is involved in asset management services, including investment property management and managing corporate bonds, government bonds, and equities, as well as non-listed sector funds investing in retail and residential properties, offices, real estate on science parks, agricultural land, and renewable energy sources such as wind, solar farms, and energy storage. It also operates in the residential mortgage markets under the a.s.r. brand.

Key numbers explained

• Price and daily change: ASRNL trades at 73,48 EUR, up +1,02% today.
• Market cap: 14,81 mld. EUR, reflecting the total market value of all outstanding shares.
• Trailing P/E ratio: 14,3, calculated by dividing the current share price by earnings per share over the past 12 months.
• Forward P/E ratio: 11,3, based on expected future earnings, suggesting a lower valuation relative to anticipated earnings growth.
• Earnings per share (trailing 12 months): 5,14 EUR, representing the company's profit allocated to each outstanding share.
• Dividend yield: 4,8%, indicating the annual dividend payment relative to the share price.
• Ex-dividend date: 26 aug. 2026, the date on which the stock begins trading without the right to receive the upcoming dividend.
• Payout ratio: 66% of earnings are distributed as dividends.
• Beta: 0,51, suggesting lower volatility compared to the broader market.
• 52-week price range: 55,88 – 74,96 EUR.
• 52-week price change: 27% increase over the past year.
• Revenue (trailing 12 months): 18,59 mld. EUR.
• Revenue growth (YoY): 17,7%.
• Profit margin: 6,6%.
• Operating margin: 42,4%.
• Return on equity: 12,2%.
• Debt-to-equity ratio: 215%.
• Price-to-book ratio: 1,41.
• Next earnings date: 19 aug. 2026.