PKO Bank Polski (PKO) Stock Price, Fundamentals & Analysis

What PKO does

PKO Bank Polski (PKO) is a bank stock listed on the Warsaw Stock Exchange in the Financial Services sector, Banks - Regional industry. Headquartered in Warsaw, Poland, it employs 25,704 people and provides a wide range of banking products and services in Poland and internationally. The company operates through three segments: Retail, Corporate and Investment, and Transfer Center and Other. It offers current, currency, children and teenagers, and savings accounts; term deposits; and consumer, real estate, business, mortgage, and corporate loans. It also provides investment and insurance products; investment funds; credit, account, and debit cards; payments and online banking services; and private banking, electronic, and mobile banking services, as well as leases and factoring services to firms and enterprises, developers, cooperatives, and property managers, and cash management and trade finance services, safekeeping of securities, and currency products and derivatives.

Key numbers explained

• The current share price is 124.54 PLN, up +0.06% today.
• The trailing P/E ratio of 14.3 shows how much investors pay per unit of the company's last 12 months' earnings; a lower number can suggest the stock is cheaper relative to earnings.
• The forward P/E ratio of 14.4 uses expected future earnings and helps compare the stock's valuation with what analysts anticipate.
• Earnings per share (trailing 12 months) is 8.68 PLN, representing the portion of profit allocated to each share.
• The dividend yield of 4.93% indicates the annual dividend payment as a percentage of the current share price.
• The ex-dividend date is 4 aug. 2026; buying before this date is typically required to receive the next dividend.
• 63% of earnings are paid out as dividends, showing the company's payout ratio.
• The beta of 0.63 suggests the stock tends to be less volatile than the overall market.
• The 52-week price range is 69.54 – 125.54 PLN, with a 77.3% price change over the last 52 weeks.
• Revenue (trailing 12 months) is 29.14 mld. PLN, with a year-over-year growth of -0.3%.
• The profit margin of 37.2% and operating margin of 65.3% show how much of revenue turns into profit and operating income.
• Return on equity is 20.1%, indicating how effectively the company generates profit from shareholders' equity.
• The price-to-book ratio of 2.78 compares the market price to the company's book value per share.
• The next earnings date is 5 nov. 2026.

What to watch

PKO Bank Polski is part of the WIG20 index, which tracks the largest stocks on the Warsaw Stock Exchange. As a regional bank, its performance is influenced by Polish interest rates, credit cycle conditions, and the broader European banking environment. Investors often compare it with peers such as mBank (MBK), PZU SA (PZU), Kruk S.A. (KRU), Alior Bank (ALR), and Bank Pekao (PEO). The stock's relatively low beta of 0.63 may appeal to those seeking less volatility, while the 4.93% dividend yield and 63% payout ratio are key for income-focused investors. Upcoming earnings on 5 nov. 2026 and the ex-dividend date of 4 aug. 2026 are dates worth tracking.