Arch Capital Group (ACGL) Stock Price, Fundamentals & Analysis

What ACGL does

Arch Capital Group (ACGL) is a diversified financial services company that operates in the insurance and reinsurance industry. Headquartered in Pembroke, Bermuda, the company provides insurance, reinsurance, and mortgage insurance products across the United States, Canada, Bermuda, the United Kingdom, Europe, and Australia. It is part of the S&P 500 and operates through three segments: Insurance, Reinsurance, and Mortgage. The Insurance segment covers commercial automobile, property, and casualty lines; the Reinsurance segment offers products for property catastrophe, marine and aviation, and specialty risks; and the Mortgage segment focuses on U.S. primary mortgage insurance and related credit-risk transfer services.

Key numbers explained

• 95.16 USD is the current share price, representing the cost to buy one share of the stock.
• The trailing P/E ratio of 7.4 compares the share price to the last 12 months of earnings per share (12.78 USD), a common way to assess how the market values the company relative to its earnings.
• The forward P/E ratio of 9.8 uses expected future earnings, giving a sense of valuation based on what analysts anticipate.
• 0% dividend yield and 0% of earnings paid out as dividends mean the company currently does not distribute cash to shareholders.
• The beta of 0.28 suggests the stock tends to be less volatile than the overall market.
• 32.45B USD marketCap indicates the total market value of all outstanding shares.
• 19.9% returnOnEquity shows how effectively the company generates profit from shareholders' equity.
• 17.8% debt-to-equity ratio reflects the proportion of debt used relative to equity, a measure of financial leverage.

Recent news

Recent headlines note that Arch Capital Group (ACGL) stock declined while the broader market improved, and also rose while the market fell, highlighting mixed relative performance. Mizuho Securities adjusted its price target for ACGL to 100 from 104, maintaining a Neutral rating. Other coverage includes a Zacks Analyst Blog highlighting Arch Capital alongside peers and a piece on reinsurers positioned to benefit from the alternative capital boom.

What to watch

Investors tracking ACGL may monitor factors common to the insurance and reinsurance sector, such as catastrophe loss trends, interest rate environments, and underwriting margins. The company's exposure to mortgage insurance and credit-risk transfer products ties its performance to housing market conditions and credit quality. As a component of the S&P 500, ACGL can be influenced by broad market movements and sector rotation. Its relatively low beta of 0.28 suggests it may behave differently from more volatile peers like Regions Financial Corporation (RF), PNC Financial Services (PNC), Ameriprise Financial (AMP), JPMorgan Chase (JPM), Citigroup (C), Loews Corporation (L), or Apollo Global Management (APO). The next earnings report is scheduled for 26 oct. 2026.