American International Group (AIG) Stock Price, Fundamentals & Analysis

What AIG does

American International Group (AIG) provides insurance products for commercial, institutional, and individual customers in North America and internationally. It operates through three segments: North America Commercial, International Commercial, and Global Personal. The company offers commercial and industrial property insurance, including business interruption and package insurance that cover exposure to made and natural disasters; general liability, environmental, commercial automobile liability, workers' compensation, excess casualty, and crisis management insurance products; risk-sharing and other customized structured programs for large corporate and multinational customers; professional liability insurance; and marine, energy-related property insurance products, aviation, political risk, trade credit, and trade finance products.

Key numbers explained

• 75.58 USD is the latest price for AIG stock, which is part of the S&P 500.
• The trailing P/E ratio (13.8) compares the share price to the last 12 months of earnings per share (5.48 USD), showing how much investors pay for each dollar of recent earnings.
• The forward P/E ratio (8.6) uses expected future earnings, often giving a sense of how the market views the company's growth outlook.
• A dividend yield of 2.66% means the annual dividend payment represents about 2.66% of the current share price.
• The ex-dividend date is Sep 16, 2026; to receive the next dividend, you must own the stock before this date.
• 34% of earnings are paid out as dividends, which is the share of profit returned to shareholders.
• Beta (0.51) suggests AIG's price tends to move less than the overall market, often interpreted as lower volatility.
• The price-to-book ratio (0.98) compares the share price to the company's book value per share, with values below 1 sometimes interpreted as the stock trading below its accounting net asset value.

Recent news

Recent headlines cover AIG's efforts to protect underwriting quality as property pricing softens, a discussion on whether AIG is trading at a discount to industry levels, and the appointment of Sierra Signorelli as CEO for Americas and global insurance following Jon Hancock's retirement.

What to watch

For a stock like AIG, investors typically watch interest-rate movements, which can affect insurance investment income and policy pricing. Underwriting discipline, catastrophe exposure, and reserve adequacy are key factors for insurance companies. Regulatory changes in major markets and currency movements also matter because AIG operates internationally. Comparing AIG with peers such as MetLife (MET), Northern Trust (NTRS), BNY Mellon (BNY), Arch Capital Group (ACGL), and Nasdaq, Inc. (NDAQ) can provide context on valuation and business mix.