Assurant (AIZ) Stock Price, Fundamentals & Analysis

What AIZ does

Assurant (AIZ) is a US stock in the Financial Services sector, operating in the Insurance – Property & Casualty industry. It provides protection services for connected devices, homes, and automobiles across North America, Latin America, Europe, and the Asia Pacific. The business is split into two segments: Global Lifestyle, which covers mobile device solutions, extended service contracts for consumer electronics and appliances, credit and other insurance products, vehicle protection, and commercial equipment protection; and Global Housing, which offers lender-placed homeowners, manufactured housing, and flood insurance, along with renters insurance and voluntary manufactured housing and condominium and homeowners products. The company, formerly known as Fortis, Inc., changed its name to Assurant, Inc. in February 2004 and was founded in 1892, with headquarters in Atlanta, United States. It employs 14,800 people.

Key numbers explained

• The current price is 266.97 USD, down 1.52% today.
• Market capitalisation (market cap) is 13.17B USD, representing the total market value of all outstanding shares.
• The trailing P/E ratio (12.8) divides the current share price by the last 12 months of earnings per share (20.9 USD); a lower figure can suggest the stock is priced more conservatively relative to recent earnings.
• The forward P/E ratio (11.4) uses expected future earnings, which can be more relevant for growth-oriented investors.
• The dividend yield (1.3%) shows the annual dividend as a percentage of the current price; Assurant pays out 16% of its earnings as dividends, with the next ex-dividend date on 31 aug. 2026.
• Beta (0.54) measures volatility relative to the market; a value below 1 suggests the stock tends to move less than the broader market.
• The 52-week range is 206,03 – 303,94 USD, with the price up 26% over the past year.
• Revenue for the trailing 12 months is 13,46 mld. USD, growing 9.4% year over year, with a profit margin of 7.9% and an operating margin of 11.7%.
• The return on equity (18.3%) indicates how effectively the company generates profit from shareholders' equity.
• The debt-to-equity ratio (36.2%) shows the proportion of debt used relative to equity, while the price-to-book ratio (2.16) compares the market price to the company's book value per share.

Recent news

Recent headlines note that AM Best affirmed the credit ratings of Assurant, Inc. and its Property/Casualty and Life/Health subsidiaries. Other stories highlight that Ryan Specialty shares gained 9% in three months, and a separate piece asks whether Assurant (AIZ) is outpacing its finance peers this year, while another notes the stock trading near fair value after a 94% run. The company also launched Financial Services Ecosystem Protection in Chile.

What to watch

Investors typically monitor how insurance companies like Assurant respond to interest-rate cycles, catastrophe losses, and regulatory changes in property and casualty markets. Earnings growth, underwriting margins, and the mix of protection products can influence the stock's trajectory. Because Assurant is part of the S&P 500, broader index movements and sector rotation can affect its price. Comparing its valuation multiples with peers such as Moody's Corporation (MCO), BNY Mellon (BNY), Fifth Third Bancorp (FITB), Fiserv (FISV), State Street Corporation (STT), Erie Indemnity (ERIE), and Arch Capital Group (ACGL) can provide context for its relative positioning.